Jamestown Town property record for 89 Stern St, Jamestown, RI 02835
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,616 sqft · built 1950 |
| Lot Size | 0.496 acres (21,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Jul 1993) |
| Tax Bill | $5,132 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | JAME M:14 L:143 |
| Primary APN | JAME M:14 L:143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Gross Area | 5,509 sqft |
| 1st Floor Area | 1,584 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 1,584 sqft |
| Unfinished Basement | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,601 sqft (0.496 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19003700 |
|---|---|
| Street Address | 89 STERN ST |
| City | JAMESTOWN |
| State | RI |
| Zip | 02835-2673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 143 |
| Jurisdiction | JAMESTOWN RI |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 41300 |
89 Stern St is owned and occupied by an individual who bought it in July 1993.
Source: Jamestown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 STERN ST, JAMESTOWN, RI 02835-2673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 1993 · Amount on File |
| Deed Sale | Jul 2, 1993 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 89 STERN ST, JAMESTOWN, RI 02835-2673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 983-174 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 983/174 |
| Instrument | 59659 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 89 Stern St was $5,132.
Source: Jamestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Jamestown Town |
| Elementary School District | Jamestown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,132.00 | $910,000 Land $263,500 Building $646,500 | $1,166,652 |
| 2023 | $4,372.00 (+2.8%) | $626,300 (-) Land $199,500 Building $426,800 | |
| 2022 | $4,253.00 | $626,300 Land $199,500 Building $426,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Stern St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Stern St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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