Monroe County and Wheatland Town property record for 89 Spring St, Mumford, NY 14511 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,842 sqft · built 1964 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,754 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 265689 208.04-1-29 |
| Primary APN | 265689 208.04-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,842 sqft Living Area |
| 1st Floor Area | 1,589 sqft |
| 2nd Floor Area | 1,253 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02123000000 |
|---|---|
| Street Address | 89 SPRING ST |
| City | MUMFORD |
| State | NY |
| Zip | 14511-9857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0023- 1-01 000000000720557 |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 5 |
| Census Block | 5060 |
| Census Tract | 14700 |
Source: Monroe County and Wheatland Town records · APN 265689 208.04-1-29
Assessment roll updated March 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 SPRING ST, MUMFORD, NY 14511-9857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 22, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 89 SPRING ST, MUMFORD, NY 14511-9857 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 89 SPRING ST, MUMFORD, NY 14511-9857 |
| Document Number | 0000000423 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 29210/423 |
| Instrument | 202105171615 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 163 Months |
| Due | Nov 30, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 89 SPRING ST, MUMFORD, NY 14511-9857 |
| Document Number | 0000001446 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 89 SPRING ST MUMFORD NY 145119857, MUMFORD, NY 14511-9857 |
| Document Number | 0000001446 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 028099/000544 |
| Instrument | 1446 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Wheatland Town records · Assessment roll updated March 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Wheatland Town |
| Unified School District | Caledonia-Mumford Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,754.00 (+95.97%) | $249,400 (-) Land $27,300 Building $222,100 | $366,800 (+16.19%) Land $40,151 Building $326,649 |
| 2023 | $249,400 (+9.67%) Land $27,300 Building $222,100 | $315,700 (+9.69%) Land $34,557 Building $281,143 | |
| 2022 | $227,400 Land $27,300 Building $200,100 | $287,800 Land $34,551 Building $253,249 | |
| 2021 | $4,467.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360550147005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 9 of 9 on primary residences |
| Nearby Flood Claims | 15 (1979–2014) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Jul 2014, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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