89 Spring St, Apt 6, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 89 Spring St, Apt 6, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,380 sqft · built 1984
Lot Size	1.09 acres (47,830 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Jul 2013)
Tax Bill	$7,225 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`118763-24`

Property Details

APN / Parcel Number

Primary APN	`118763-24`
Alternative APNs	`WATE M:1009 B:0007 L:1013` `137`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	6 Units
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	1,436 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,830 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	137
Street Address	89 SPRING ST, 6
City	WATERTOWN
State	MA
Zip	02472-3451
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R.75
Legal Block	7
Legal Lot Number	1013
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2012
Census Tract	370103

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 SPRING ST, 6, WATERTOWN, MA 02472-3451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2013 · Amount on Record
Deed Sale	Jul 2, 2013 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Book / Page	62171 / 201
Transfer Doc	062171-201
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	89 SPRING ST APT 6, 6, WATERTOWN, MA 02472-3451
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076872-497
Date	Feb 3, 2021
Book Page	76872/497
Instrument	25006

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	89 SPRING ST APT 6, 6, WATERTOWN, MA 02472-3451
Document Number	68857-42
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68857-42
Date	Feb 3, 2017
Book Page	068857/000042
Instrument	19700

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,225.00 (+4.45%)	$592,200 (-) Building $592,200	$703,285 (-)
2025	$6,917.00 (-5.62%)	$592,200 (-5.46%) Building $592,200	$703,285 (+7.46%)
2024	$7,329.00 (-12.66%)	$626,400 (+1.38%) Building $626,400	$654,455
2023	$8,391.00	$617,900 Building $617,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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