Essex County and Georgetown Town property record for 89 Spofford St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,828 sqft · built 1995 |
| Lot Size | 1.83 acres (80,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Aug 2020) |
| Tax Bill | $12,816 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:00001 B:00000 L:0016B |
| Primary APN | GEOR M:00001 B:00000 L:0016B |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,828 sqft Living Area |
| Gross Area | 4,892 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,075 sqft (1.83 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 89 SPOFFORD ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 16B |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 265101 |
89 Spofford St is owned and occupied by an individual who bought it in August 2020.
Source: Essex County and Georgetown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Nov 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Aug 1, 2017 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Prior Sale | Nov 14, 2017 |
| Deed Book / Page | 38873 / 562 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 38873-562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039782-480 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 39782/480 |
| Instrument | 20210420003700 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Aug 28, 2020 |
| Property Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Document Number | 38873-562 |
| Book / Page | 38873 / 562 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 20200828003100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Document Number | 200828003110 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 200828003110 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Nov 14, 2017 |
| Property Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Document Number | 36327-489 |
| Book / Page | 036327 / 000489 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 1711140640 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 89 SPOFFORD ST GEORGETOWN MA 018331321, GEORGETOWN, MA 01833-1321 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Aug 1, 2017 |
| Property Address | 89 SPOFFORD ST, GEORGETOWN, MA 01833-1321 |
| Document Number | 36068-168 |
| Book / Page | 36068 / 168 |
| Instrument | 377 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $89.45 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 36068-170 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 36068/170 |
| Instrument | 378 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 89 Spofford St was $12,816, up 24.4% from the year before.
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,816.00 (+24.42%) | $931,400 (-) Land $309,900 Building $621,500 | $987,656 (+11.22%) |
| 2025 | $10,301.00 (+3.21%) | $931,400 (+17.11%) Land $309,900 Building $621,500 | $888,060 |
| 2024 | $9,981.00 (-3.31%) | $795,300 (-) Land $214,400 Building $580,900 | |
| 2023 | $10,323.00 | $795,300 Land $214,400 Building $580,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Spofford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Spofford St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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