89 Split Oak Rd, Tumbling Shoals, AR 72581 Property Records

Cleburne County property record for 89 Split Oak Rd, Tumbling Shoals, AR 72581

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,620 sqft · built 2009
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,955 (Mar 2019)
Tax Bill	$1,938 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-03691-003`

Property Details

APN / Parcel Number

Primary APN	`001-03691-003`
Alternative APN	`5029`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Finished Basement	1,620 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Mixed
Garage Area	690 sqft
Driveway	Asphalt Driveway
Driveway Area	4,800 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	160 sqft
Patio Area	440 sqft
Lean-To	440 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	89 SPLIT OAK RD
City	TUMBLING SHOALS
State	AR
Zip	72581-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SW
Legal Range	09
Legal Township	11
Legal Section	33
Legal Subdivision	SURVEY FOR JIM WILBURN
Jurisdiction	CLEBURNE AR
Township / Civil Division	PETER CREEK
Census Block Group	1
Census Block	1049
Census Tract	480100

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 3, 2017	Intrafamily Transfer, Transfer
Feb 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	20191653
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	201700601
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Aug 22, 2025
Property Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225
Document Number	0202504612
Instrument Date	Aug 19, 2025
Instrument	202504612
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,201.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 305, VALDEZ, AK 99686-0305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225

Mortgage

Document Number	0202504613
Date	Aug 22, 2025
Instrument	202504613

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEBURNE AR
Recording Date	Feb 3, 2017
Property Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225
Document Number	201700601
Instrument Date	Oct 17, 2016
Instrument	201700601
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Feb 3, 2017
Property Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225
Document Number	201700600
Instrument Date	Oct 8, 2016
Instrument	201700600
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 SPLIT OAK RD, 89, TUMBLING SHOALS, AR 72581-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPLIT OAK RD, TUMBLING SHOALS, AR 72581-9225

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Heber Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,938.00 (+43.98%) Homeowner's exemption	$68,961 (-) Land $1,600 Building $67,361	$344,805 (-) Land $8,000 Building $336,805
2025	$1,346.00 (-21.29%) Homeowner's exemption	$68,961 (+34.91%) Land $1,600 Building $67,361	$344,805 (+34.91%) Land $8,000 Building $336,805
2023	$1,710.00	$51,116 Land $1,600 Building $49,516	$255,580 Land $8,000 Building $247,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUMBLING SHOALS WATER ASSOC serves 6,608 people · EPA ID AR0000579
Water Source	Purchased surface water from HEBER SPRINGS WATER SYSTEM
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Horton's TV & Electronics, TCW.

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