Suffolk County and Brookhaven Town property record for 89 Smith Ln, Centereach, NY 11720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,847 sqft · built 1973 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,182 (2024) |
| Deeds & Mortgages | Oct 2025 Foreclosure Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-564.00-06.00-007.002 |
| Primary APN | 0200-564.00-06.00-007.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 6423559 |
|---|---|
| Street Address | 89 SMITH LN |
| City | CENTEREACH |
| State | NY |
| Zip | 11720-3850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RONKONKOMA HEIGHTS 224 SEC 2 B22 1 |
| Legal Subdivision | RONKONKOMA HEIGHTS |
| Legal Block | 4000 |
| Legal Lot Number | 600 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 158512 |
89 Smith Ln is held in a trust since October 2025.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 HALF HOLLOW CT, LAKE GROVE, NY 11755-2005 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Public Action, Foreclosure |
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 |
| Deed Sale | Oct 30, 2025 |
| Prior Sale | Nov 20, 1998 · Amount on File |
| Deed Book / Page | 13315 / 57 |
| Prior Transfer Date | Jun 16, 2025 |
| Prior Transfer Doc | 1331000057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 30, 2025 |
| Property Address | 89 SMITH LN, CENTEREACH, NY 11720-3850 |
| Document Number | 0133150057 |
| Book / Page | 13315 / 57 |
| Instrument Date | Jun 16, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3 HALF HOLLOW CT, LAKE GROVE, NY 11755-2005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 89 SMITH LN, CENTEREACH, NY 11720-3850 |
| Document Number | 0230130264 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 HALF HOLLOW CT LAKE GROVE NY 117552005, LAKE GROVE, NY 11755-2005 |
| Document Number | 0230130264 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 023013/000264 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | 25 MELVILLE PARK RD # 100, MELVILLE, NY 11747-3156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2049 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Sachem Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,100 (-) Land $200 Building $2,900 | $645,834 (+12.5%) Land $37,736 Building $547,170 | |
| 2024 | $11,182.00 | $3,100 (-) Land $200 Building $2,900 | $574,074 (+9,901.29%) Land $37,037 Building $537,037 |
| 2023 | $3,100 Land $200 Building $2,900 | $5,740 Land $370 Building $5,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Smith Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Smith Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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