89 Silver Spring Ln, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 89 Silver Spring Ln, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,116 sqft · built 2003
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Aug 2018)
Tax Bill	$21,062 (2025)
Deeds & Mortgages	Aug 2019 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E200096`

Property Details

APN / Parcel Number

Primary APN	`E200096`
Alternative APN	`RIDG M:E20 B:0096`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,116 sqft Living Area
Basement Area	2,138 sqft
Unfinished Basement	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	E200096
Street Address	89 SILVER SPRING LN
City	RIDGEFIELD
State	CT
Zip	06877-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	96
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2020
Census Tract	245400

Owner

Source: Ridgefield Town records · APN E200096

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 SILVER SPRING LN, RIDGEFIELD, CT 06877-5618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Aug 10, 2018	Warranty Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Book / Page	1065 / 337
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	89 SILVER SPRING LN, RIDGEFIELD, CT 06877-5618
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1077-1066
Date	Aug 14, 2019
Book Page	1077/1066

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 10, 2018
Property Address	89 SILVER SPRING LN, RIDGEFIELD, CT 06877-5618
Document Number	1065-337
Book / Page	1065 / 337
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10650340
Date	Aug 10, 2018
Instrument	01065/0340

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2048

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,062.00	$768,950 (-) Land $315,770 Building $453,180	$538,265 Land $221,039 Building $317,226
2024	$21,062.00 (+6.12%)
2023	$19,847.00 (-1.84%)	$768,950 (+8.12%) Land $315,770 Building $453,180
2022	$20,219.00	$711,170 Land $228,040 Building $483,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum Communications.

Based on FCC filings for 117 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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