St. Johns County property record for 89 Silver Heron Way, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,495 sqft · built 2025 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Apr 2026) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027972-4090 |
| Primary APN | 027972-4090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,495 sqft Living Area |
| Gross Area | 4,155 sqft |
| 1st Floor Area | 1,426 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 89 SILVER HERON WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 118/45-61 SILVER LANDING PHASE 2A LOT 409 OR6173/1284 |
| Legal Subdivision | SILVER LANDING PHASE 2A |
| Legal Block | 1 |
| Legal Lot Number | 409 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027972-4090
Assessment roll updated April 13, 2026 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 SILVER HERON WAY, ST AUGUSTINE, FL 32092-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2026 · Amount on Record |
| Deed Sale | Apr 02, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2025 · Amount on Record |
| Deed Document Number | 202628089 |
| Deed Book / Page | 6336 / 1028 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 89 SILVER HERON WAY, SAINT AUGUSTINE, FL 32092-3809 |
| Document Number | 0000028089 |
| Book / Page | 6336 / 1028 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202628089 |
| Record Updated | Apr 16, 2026 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 SILVER HERON WAY, SAINT AUGUSTINE, FL 32092-3809 |
| Document Number | 0000028090, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 202628090 |
| Name | JET HOMELOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,731 (+355.33%) Land $120,000 Building $412,731 | $532,731 (+355.33%) Land $120,000 Building $412,731 | |
| 2025 | $1,525.00 (+21.61%) | $117,000 (+17%) | $117,000 (+17%) Land $117,000 |
| 2024 | $1,254.00 | $100,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 110 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026
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