89 Sewall Woods Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 89 Sewall Woods Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,422 sqft · built 1900
Lot Size	0.211 acres (9,174 sqft)
Owner	2 Trust Names on File
Last Sale	$851,000 (Jul 2019)
Tax Bill	$12,499 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B11 P:0000024`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B11 P:0000024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	5,097 sqft
Basement Area	1,193 sqft
Unfinished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,174 sqft (0.211 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	89 SEWALL WOODS RD
City	MELROSE
State	MA
Zip	02176-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4005
Census Tract	336100

Owner

89 Sewall Woods Rd is owner-occupied and held in a trust since July 2021.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	89 SEWALL WOODS RD, MELROSE, MA 02176-1709
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	201996422
Deed Book / Page	72894 / 120
Last Transfer Date	Jul 15, 2021
Transfer Doc	078259-117
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	89 SEWALL WOODS RD, MELROSE, MA 02176-1709
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077025-37
Date	Feb 22, 2021
Book Page	77025/37
Instrument	39217

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 16, 2021
Property Address	89 SEWALL WOODS RD, MELROSE, MA 02176-1709
Document Number	078259-117
Book / Page	78259 / 117
Instrument Date	Jul 15, 2021
Instrument	160599
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 9, 2019
Property Address	89 SEWALL WOODS RD, MELROSE, MA 02176-1709
Document Number	72894-120
Book / Page	072894 / 000120
Instrument Date	Jun 13, 2019
Instrument	96422
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,880.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 SEWALL WOODS RD MELROSE MA 021761709, MELROSE, MA 02176-1709

Mortgage

Document Number	72894-123
Date	Jul 9, 2019
Book Page	072894/000123
Instrument	96423

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Dec 4, 2018
Property Address	89 SEWALL WOODS RD, MELROSE, MA 02176-1709
Document Number	71968-160
Book / Page	071968 / 000160
Instrument Date	Nov 20, 2018
Instrument	4910
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	89 SEWALL WOODS RD MELROSE MA 021761709, MELROSE, MA 02176-1709

Tax Assessment & Valuation

The 2026 property tax bill for 89 Sewall Woods Rd was $12,499, up 11,691.5% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,499.00 (+11,691.51%)	$1,089,700 (+1.63%) Land $522,700 Building $567,000	$1,170,984 (+7.3%)
2025	$106.00 (-98.99%)	$1,072,200 (+1.19%) Land $522,700 Building $549,500	$1,091,360
2024	$10,522.00 (+4.18%)	$1,059,600 (+9.32%) Land $522,700 Building $536,900
2023	$10,100.00	$969,300 Land $466,200 Building $503,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Sewall Woods Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 89 Sewall Woods Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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