89 Seneca Ave, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 89 Seneca Ave, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1917
Lot Size	0.286 acres (12,480 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Nov 2008)
Tax Bill	$4,334 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`306001 321.016-1-41`

Property Details

APN / Parcel Number

Primary APN	`306001 321.016-1-41`
Alternative APNs	`600132101600010410000000` `019310`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,480 sqft (0.286 acres)
Lot Dimensions	208 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	019310
Street Address	89 SENECA AVE
City	ONEIDA
State	NY
Zip	13421-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1036
Census Tract	24900

Owner

89 Seneca Ave is owned and occupied by two individuals who bought it in November 2008.

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 SENECA AVE, ONEIDA, NY 13421-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2008 · Amount on File
Deed Sale	Nov 19, 2008 · Amount on File
Deed Book / Page	2008 / 19604
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	89 SENECA AVE, ONEIDA, NY 13421-2559
Document Number	0000004211
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SENECA AVE ONEIDA NY 134212559, ONEIDA, NY 13421-2559

Mortgage

Document Number	0000004211
Date	Apr 2, 2018
Instrument	4211

Lender

Name	GPO FCU
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 89 Seneca Ave was $4,334 with a homeowner's exemption, up 2% from the year before.

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,334.00 (+2.02%) Homeowner's exemption
2025	$4,248.00	$76,750 Land $3,000 Building $73,750	$176,437 Land $6,897 Building $169,540
2023		$75,500 (-) Land $3,000 Building $72,500	$158,947 (+9.47%) Land $6,316 Building $152,631
2022	$1,016.00 Homeowner's exemption	$75,500 Land $3,000 Building $72,500	$145,192 Land $5,769 Building $139,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Seneca Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Seneca Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419
Water Source	Purchased surface water from ONEIDA CITY
Last State Inspection	Feb 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20