Stephens County property record for 89 Seminole Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,660 sqft · built 1954 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2021) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T35 095 |
| Primary APN | T35 095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Heated Area |
| Basement Area | 260 sqft |
| Finished Basement | 260 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 344 sqft |
| Patio Area | 192 sqft |
| Utility Building | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 763150 |
|---|---|
| Street Address | 89 SEMINOLE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | PT LOTS 17, 18 & 19 INDIAN VILLAGE S/D |
| Legal Subdivision | INDIAN VILLAGE |
| Legal Lot Number | 17+ |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 SEMINOLE DR, TOCCOA, GA 30577-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE |
| Nov 1, 2018 | Grant Deed, Transfer · Conventional with PMI USSA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on File |
| Deed Sale | Aug 27, 2021 · Amount on File |
| Prior Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 20211249 |
| Deed Book / Page | 1265 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 27, 2021 |
| Property Address | 89 SEMINOLE DR, TOCCOA, GA 30577-6326 |
| Document Number | 0012650425 |
| Book / Page | 1265 / 425 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-001249 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 SEMINOLE DR, TOCCOA, GA 30577-6326 |
| Document Number | 0012650000000428 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 0000001265/0000000428 |
| Name | KELLER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 1, 2018 |
| Property Address | 89 SEMINOLE DR, TOCCOA, GA 30577-6326 |
| Document Number | 0011630403 |
| Book / Page | 001163 / 000403 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 SEMINOLE DR TOCCOA GA 305776326, TOCCOA, GA 30577-6326 |
| Document Number | 11630406 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 001163/000406 |
| Name | USSA FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,896.00 (+33.84%) Homeowner's exemption | $133,539 (+58.96%) Land $5,878 Building $127,661 | $333,847 (+58.96%) Land $14,694 Building $319,153 |
| 2023 | $2,911.00 (+3.63%) Homeowner's exemption | $84,010 (+5.77%) Land $5,878 Building $78,132 | $210,024 (+5.77%) Land $14,694 Building $195,330 |
| 2022 | $2,809.00 Homeowner's exemption | $79,426 Land $5,878 Building $73,548 | $198,563 Land $14,694 Building $183,869 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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