Kent County property record for 89 Sedmont Cir, Smyrna, DE 19977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,371 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,490 (Mar 2021) |
| Tax Bill | $1,398 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-028.03-02-14.00-000 |
| Primary APN | 1-17-028.03-02-14.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,371 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|
| Account Number | 111326 |
|---|---|
| Street Address | 89 SEDMONT CIR |
| City | SMYRNA |
| State | DE |
| Zip | 19977-1913 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AC |
| Legal Description | BERGMONT WOODS LOT 14 89 SEDMONT CIRCLE |
| Legal Subdivision | BERGMONT WOODS |
| Legal Lot Number | 14 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40206 |
89 Sedmont Cir, a duplex, is owned and occupied by an individual who bought it in March 2021.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 17, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Feb 11, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 14, 2019 | Grant Deed, Mortgage WILMINGTON SVGS FUND SOCIETY F |
| Apr 17, 2019 | Grant Deed, Mortgage · Line of Credit WILMINGTON SVGS FUND SOCIETY F |
| Nov 14, 2014 | Deed of Trust, Mortgage WILMINGTON SVGS FUND SOCIETY F |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 2021412052 |
| Deed Book / Page | 10892 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 14, 2026 |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000542296 |
| Book / Page | 14368 / 1 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026542296 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000542296, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 14368/1 |
| Instrument | 2026542296 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 17, 2021 |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000412052 |
| Book / Page | 10892 / 327 |
| Map Reference | MB 137 PG 58 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2021-412052 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,281.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 679 W SOUTH ST CARTER RD1, RD1, SMYRNA, DE 19977-1615 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000412053 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-412053 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 11, 2020 |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000379781 |
| Book / Page | 010029 / 000246 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 379781 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $37,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 679 S CARTER RD #1 SMYRNA DE 199777755, 1, SMYRNA, DE 19977-7755 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 14, 2019 |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Book / Page | 009877 / 000060 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 373622 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 89 SEDMONT CIR SMYRNA DE 19977, SMYRNA, DE 19977 |
| Document Number | 0000373622 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 009877/000060 |
| Instrument | 373622 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 17, 2019 |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Book / Page | 009558 / 000152 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 360281 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331 |
| Document Number | 0000360281 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 009558/000152 |
| Instrument | 360281 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|---|
| Address | 500 DELAWARE AVE # 12TH, WILMINGTON, DE 19801-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 89 SEDMONT CIR, SMYRNA, DE 19977-1913 |
| Document Number | 0000379056 |
| Instrument Date | Nov 14, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331 |
| Document Number | 0000379056 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 010010/000309 |
| Instrument | 379056 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|---|
| Address | 500 DELAWARE AVE, WILMINGTON, DE 19801-1490 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 89 Sedmont Cir was $1,398, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,398.00 (+1.38%) | $328,900 Land $65,500 Building $263,400 |
| 2025 | $1,379.00 | |
| 2023 | $961.00 | $36,200 Land $3,900 Building $32,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Sedmont Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Sedmont Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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