St. Johns County property record for 89 Salt Pt, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,913 sqft · built 2017 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $289,247 (Dec 2017) |
| Tax Bill | $4,241 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185889-1720 |
| Primary APN | 185889-1720 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,913 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,913 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 89 SALT PT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/1-13 LAKEWOOD POINTE LOT 72 OR4480/1699 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD POINTE |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21209 |
89 Salt Pt is owned by a company that bought it in December 2017 and is owner-occupied.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 22, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Jul 18, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on File |
| Deed Sale | Dec 22, 2017 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 201786697 |
| Deed Book / Page | 4480 / 1699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 89 SALT PT, ST AUGUSTINE, FL 32086-2941 |
| Document Number | 0053750883 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 5375/883 |
| Instrument | 2021103946 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Document Number | 0048731918 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 SALT PT ST AUGUSTINE FL 320862941, ST AUGUSTINE, FL 32086-2941 |
| Document Number | 0048731918 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 004873/001918 |
| Instrument | 7301 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Document Number | 0044801699 |
| Book / Page | 4480 / 1699 |
| Map Reference | MB84 PG1-13 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2017086697 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Document Number | 2017086698 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017086698 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 18, 2017 |
| Property Address | 89 SALT PT, SAINT AUGUSTINE, FL 32086-2941 |
| Document Number | 0044051129 |
| Book / Page | 004405 / 001129 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 49134 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,066.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 89 Salt Pt was $4,241 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,748 (+2.7%) | $451,078 (-1.44%) Land $100,800 Building $350,278 | |
| 2025 | $4,241.00 (+12.58%) Homeowner's exemption | $328,869 (+2.9%) | $457,661 (-1.03%) Land $100,800 Building $356,861 |
| 2024 | $3,767.00 (+23.71%) Homeowner's exemption | $319,601 (+23.28%) | $462,412 (+13.19%) Land $100,800 Building $361,612 |
| 2023 | $3,045.00 (+3.08%) Homeowner's exemption | $259,255 (+3%) | $408,539 (+8.13%) Land $100,800 Building $307,739 |
| 2022 | $2,954.00 Homeowner's exemption | $251,704 | $377,811 Land $100,800 Building $277,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Salt Pt in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 145 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 429 units insured incl. 284 condo units |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Salt Pt is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures