89 S Pine St, Otis, MA 01253 Property Records

Berkshire County and Otis Town property record for 89 S Pine St, Otis, MA 01253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,769 sqft · built 2009
Lot Size	0.609 acres (26,529 sqft)
Owner	2 Companies on Record
Last Sale	$1,850,000 (Sep 2025)
Tax Bill	$9,412 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Sale & Mortgage
APN	`OTIS M:15-C L:38`

Property Details

APN / Parcel Number

Primary APN	`OTIS M:15-C L:38`
Alternative APNs	`M:00015C P:000038` `2032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,769 sqft Living Area
Gross Area	5,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,529 sqft (0.609 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2032
Street Address	89 S PINE ST
City	OTIS
State	MA
Zip	01253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	38
Jurisdiction	OTIS MA
Township / Civil Division	OTIS
Census Block Group	2
Census Block	2028
Census Tract	933400

Owner

Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	89 S PINE ST, OTIS, MA 01253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit PITTSFIELD COOPERATIVE BANK
Sep 29, 2025	Deed, Transfer · Conventional Mortgage PITTSFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Aug 21, 1997 · Amount on Record
Deed Book / Page	7900 / 328
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Recording Date	Jul 15, 2026
Property Address	89 S PINE ST, OTIS, MA 01253
Document Number	0001059842
Book / Page	8058 / 35
Instrument Date	Jul 13, 2026
Instrument	20261059842
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059842,
Date	Jul 15, 2026
Book Page	8058/35
Instrument	20261059842

Lender

Name	PITTSFIELD COOPERATIVE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OTIS MA
Recording Date	Sep 29, 2025
Property Address	89 S PINE ST, OTIS, MA 01253
Document Number	007900-328
Book / Page	7900 / 328
Instrument Date	Sep 29, 2025
Instrument	1048284
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048285
Date	Sep 29, 2025
Instrument	1048285

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Oct 1, 2035
Index	1-Year CMT

Tax Assessment & Valuation

Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Otis Town
Elementary School District	Farmington River Regional School District (PK - 06)
Secondary School District	Lee/Berkshire Hills in Farmington River Regional (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,412.00 (+10.96%)	$1,456,900 (+11.31%) Land $590,000 Building $866,900
2024	$8,482.00 (+12.73%)	$1,308,900 (+15.16%) Land $504,800 Building $804,100
2023	$7,524.00	$1,136,600 Land $493,900 Building $642,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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