89 S Main St, Berkley, MA 02779 Property Records

Bristol County and Berkley Town property record for 89 S Main St, Berkley, MA 02779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,960 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 1999)
Tax Bill	$6,417 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BERK M:013.0 B:0001 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`BERK M:013.0 B:0001 L:0002.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	89 S MAIN ST
City	BERKLEY
State	MA
Zip	02779-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	2.0
Jurisdiction	BERKLEY MA
Township / Civil Division	BERKLEY
Census Block Group	3
Census Block	3001
Census Tract	616100

Owner

89 S Main St is owned and occupied by an individual who acquired it in March 2020.

Source: Bristol County and Berkley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1999 · Amount on File
Deed Sale	Mar 1, 1999 · Amount on File
Deed Book / Page	8143 / 90
Last Transfer Date	Mar 20, 2020
Transfer Doc	26436-169
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027379-78
Date	Sep 27, 2021
Book Page	27379/78
Instrument	52791

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010881-126
Date	Jan 7, 2022
Book Page	10881/126

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028530-15
Date	Aug 14, 2023
Book Page	28530/15
Instrument	23581

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25878-104
Date	Apr 17, 2020
Book Page	25878/104
Instrument	14997

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKLEY MA
Recording Date	Nov 5, 2020
Property Address	89 S MAIN ST, BERKLEY, MA 02779-2001
Document Number	26436-169
Book / Page	026436 / 000169
Instrument Date	Mar 20, 2020
Instrument	51736
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 S MAIN ST BERKLEY MA 027792001, BERKLEY, MA 02779-2001

Tax Assessment & Valuation

The 2026 property tax bill for 89 S Main St was $6,417, up 10,595% from the year before.

Source: Bristol County and Berkley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Berkley Town
Secondary School District	Somerset-Berkley School District (09 - 12)
Elementary School District	Berkley School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,417.00 (+10,595%)	$519,600 (+3.03%) Land $145,000 Building $374,600	$612,102 (-3.49%)
2025	$60.00 (-98.97%)	$504,300 (+8.2%) Land $145,000 Building $359,300	$634,220
2024	$5,803.00 (+4.6%)	$466,100 (+11.06%) Land $124,900 Building $341,200
2023	$5,548.00	$419,700 Land $124,900 Building $294,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 S Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1985–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Taunton Municipal Lighting Plant.

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