89 S Frontage St, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 89 S Frontage St, Bemus Point, NY 14712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,295 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2022)
Tax Bill	$7,668 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Mortgage
APN	`063601 333.05-1-9.2.6`

Property Details

APN / Parcel Number

Primary APN	`063601 333.05-1-9.2.6`
Alternative APN	`360133300500010090020006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	1,485 sqft
2nd Floor Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	89 S FRONTAGE ST
City	BEMUS POINT
State	NY
Zip	14712-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	9.002
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	4
Census Block	4036
Census Tract	36902

Owner

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4550 MAPLE SPRINGS ELLERY RD, BEMUS POINT, NY 14712-9721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Aug 8, 2019	Deed of Trust, Mortgage · Balloon Mortgage CATTARAUGUS COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	20223945
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 10, 2022
Property Address	89 S FRONTAGE ST, BEMUS POINT, NY 14712-9684
Document Number	DE2022003945
Instrument Date	Jun 10, 2022
Instrument	DE2022003945
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 MAPLE STRINGS ELLERY RD, BEMUS POINT, NY 14712-9721

Mortgage

Document Number	MT2022002894
Date	Jun 10, 2022
Instrument	MT2022002894

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	89 S FRONTAGE ST, BEMUS POINT, NY 14712-9684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019003063
Date	Aug 8, 2019
Instrument	MT2019003063

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Municipality	Bemus Point Village
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,668.00 (+0.48%)
2025	$7,631.00	$232,500 (-) Land $60,000 Building $172,500	$375,000 (+12.41%) Land $96,774 Building $278,226
2023		$232,500 Land $60,000 Building $172,500	$333,600 Land $86,090 Building $247,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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