89 S Front St, Memphis, TN 38103 Property Records

Shelby County property record for 89 S Front St, Memphis, TN 38103

Property Summary

Property TypeSingle Family Home
Details8 bd · 11 ba · 19,096 sqft · built 1890
Lot Size0.158 acres (6,899 sqft)
OwnerIndividual Name on File
Last Sale$2,000,000 (Jun 2019)
Tax Bill$18,565 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-2041-0-0006

Property Details

APN / Parcel Number

Primary APN00-2041-0-0006

Interior

Bedrooms8 Beds
Full Baths11 Baths
Half Baths8 Half Baths
Plumbing Fixtures37 Plumbing Fixtures
Total Rooms14 Rooms
Stories2 Stories
Building Area19,096 sqft Living Area
Gross Area20,272 sqft
1st Floor Area6,496 sqft
Basement Area5,320 sqft
Finished Basement5,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Lot Area6,899 sqft (0.158 acres)
Garage TypeAttached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address89 S FRONT ST
CityMEMPHIS
StateTN
Zip38103-2947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCBD
Legal DescriptionWS FRONT TO WAGNER COR ALLEY
Legal Lot Number4&491
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group1
Census Block1040
Census Tract4200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gayoso-Peabody Historic District (Boundary Increase, Boundary Decrease)
listed 2006 · 41 contributing resources · NRIS 05001556

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

89 S Front St is owned and occupied by an individual who bought it in June 2019.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address89 S FRONT ST, MEMPHIS, TN 38103-2947
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleDec 29, 2015 · Amount on File
Deed Document Number201964177
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 28, 2019
Property Address89 S FRONT ST, MEMPHIS, TN 38103-2947
Document Number0000064177
Instrument DateJun 4, 2019
Instrument64177
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 S FRONT ST MEMPHIS TN 381032947, MEMPHIS, TN 38103-2947

Mortgage

Document Number64178
DateJun 28, 2019
Instrument64178
Lender
NameFIRST TN BK
TypeBank
Address165 MADISON AVE, MEMPHIS, TN 38103-2723
Agreement
AmountAmount on Record
Term360 Months
DueJun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 89 S Front St was $18,565.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,565.00$690,175 Land $124,625 Building $565,550$2,760,700 Land $498,500 Building $2,262,200
2023$499,975 Land $122,700 Building $377,275
2022$30,456.00
2021$1,999,900 Land $490,800 Building $1,509,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 S Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 89 S Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S Front St

Nearby Streets

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