89 S Bend St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 89 S Bend St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,517 sqft · built 1900
Lot Size	0.09 acres (3,905 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Apr 2024)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:24 L:0306`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:24 L:0306`
Alternative APN	`240306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,517 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	979 sqft
Basement Area	979 sqft
Unfinished Basement	979 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,905 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	240306
Street Address	89 S BEND ST
City	PAWTUCKET
State	RI
Zip	02860-4507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Lot Number	306
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1000
Census Tract	16700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Quality Hill Historic District listed 1984 · 165 contributing resources · NRIS 84002041

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 MEADOW ST, PAWTUCKET, RI 02860-4326
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Aug 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Sep 26, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202449
Deed Book / Page	5076 / 150
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 8, 2024
Property Address	89 S BEND ST, PAWTUCKET, RI 02860-4507
Document Number	005076-150
Book / Page	5076 / 150
Instrument Date	Apr 5, 2024
Instrument	49
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 MEADOW ST, PAWTUCKET, RI 02860-4326

Mortgage

Document Number	0000000030
Date	Apr 8, 2024
Instrument	30

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	005076-170
Date	Apr 8, 2024
Book Page	5076/170
Instrument	51

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 16, 2023
Property Address	89 S BEND ST, PAWTUCKET, RI 02860-4507
Document Number	005013-287
Book / Page	5013 / 287
Instrument Date	Aug 15, 2023
Instrument	11
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LINWOOD RD, CUMBERLAND, RI 02864-5207

Mortgage

Document Number	0000000012
Date	Aug 16, 2023
Instrument	12

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	89 S BEND ST, PAWTUCKET, RI 02860-4507
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4754-1
Date	Sep 22, 2021
Book Page	4754/1
Instrument	2

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	89 S BEND ST, PAWTUCKET, RI 02860-4507
Document Number	4285-149
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 S BEND ST PAWTUCKET RI 028604507, PAWTUCKET, RI 02860-4507

Mortgage

Document Number	4285-149
Date	Sep 26, 2018
Book Page	004285/000149
Instrument	41

Lender

Name	BBMC MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,279.00 (+15.34%)	$325,400 (+48.58%) Land $105,400 Building $220,000	$457,465
2023	$3,710.00 (+2.18%)	$219,000 (-) Land $56,000 Building $163,000
2022	$3,631.00	$219,000 Land $56,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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