Oswego County and Hastings Town property record for 89 Rust Memorial Rd, Central Square, NY 13036 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 37,500 sqft (0.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2025) |
| Tax Bill | $3,535.00 (2025) |
Source: Oswego County and Hastings Town records · APN 353289 242.03-08-11.28
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 760 US ROUTE 11, CENTRAL SQUARE, NY 13036-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Sep 23, 2025 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2002 · Amount on Record |
| Deed Doc Number | 2025R2025008330 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 89 RUST MEMORIAL RD, CENTRAL SQUARE, NY 13036-2200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 89 RUST MEMORIAL RD, CENTRAL SQUARE, NY 13036-2200 |
| Document Number | 0000000688 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | R-2025-010688 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 23, 2025 |
| Property Address | 89 RUST MEMORIAL RD, CENTRAL SQUARE, NY 13036-2200 |
| Document Number | 0000008330 |
| Map Reference | LB 120 PG 89-221 |
| Instrument Date | Sep 15, 2025 |
| Instrument | R-2025-008330 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT AMY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 RUST MEMORIAL RD, CENTRAL SQUARE, NY 13036-2200 |
| Name | Verified Name |
|---|---|
| Address | 760 US ROUTE 11, CENTRAL SQUARE, NY 13036-2644 |
| Document Number | 0000008331 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | R-2025-008331 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
Source: Oswego County and Hastings Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Unified School District | Central Square Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,535.00 (+1.2%) | $117,000 (-) Land $19,000 Building $98,000 | $156,000 (+6.67%) Land $25,333 Building $130,667 |
| 2024 | $3,493.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $117,000 (-) Land $19,000 Building $98,000 | $146,250 (+7.5%) Land $23,750 Building $122,500 |
| 2023 | $117,000 Land $19,000 Building $98,000 | $136,047 Land $22,093 Building $113,954 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 353289 242.03-08-11.28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 37,500 sqft (0.86 acres) |
| Depth X Width | 250 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 89 RUST MEMORIAL RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 34; RUST ACRES SL 26 790-010-000 |
| Legal Subdivision | RUST ACRES |
| Legal Block | 8 |
| Legal Lot Number | 11.280 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | HASTINGS |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 20703 |
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