89 Rucker Ln, Gray, KY 40734 Property Records

Knox County property record for 89 Rucker Ln, Gray, KY 40734 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2001
Square Footage	2,128 sqft Living Area
Lot Size	22,216 sqft (0.51 acres)
Occupancy	Owner Occupied
Last Sale	$62,500 (2019)
Tax Bill	$689.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028-30-00-018.01`
Alternative APNs	`323206` `385304` `2400`

Interior

Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	22,216 sqft (0.51 acres)
Depth X Width	76 ft x 28 ft Depth x Width

Location & Zoning

Account Number	2400
Street Address	89 RUCKER LN
City	GRAY
State	KY
Zip	40734-4531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.51 AC 89 RUCKER LN
Jurisdiction	KNOX KY
Minor Civil Division	GRAY
Census Blockgroup	1
Census Block	1020
Census Tract	930300

Owner

Source: Knox County records · APN 028-30-00-018.01

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	89 RUCKER LN, GRAY, KY 40734-4531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Deed Doc Number	238950
Deed Book / Page	D431 / 61
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Jun 04, 2019
Property Address	89 RUCKER LN, GRAY, KY 40734-4531
Document Number	000D431/61
Book / Page	D431 / 61
Instrument Date	May 10, 2019
Instrument	238950
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 RUCKER LN, 89, GRAY, KY 40734-4531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 FALCON DR, GRAY, KY 40734-6723

Mortgage

Document Number	000M462210
Date	Jun 04, 2019
Instrument	M462/210

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (-2.41%)	$62,500 (-) Land $10,000 Building $52,500	$62,500 (-) Land $10,000 Building $52,500
2023	$706.00	$62,500	$62,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 88% of Kentucky
Wildfire Likelihood	About 1 in 175 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.