89 Rock Bridge Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 89 Rock Bridge Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,336 sqft · built 2022
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2026)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Jan 2026 Sale Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0020L027`

Property Details

APN / Parcel Number

Primary APN	`0020L027`
Alternative APN	`29757`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	280 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29757
Street Address	89 ROCK BRIDGE DR
City	RINGGOLD
State	GA
Zip	30736-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 27 ROCK BRIDGE PHASE 1
Legal Subdivision	ROCK BRIDGE PHASE 1
Legal Phase	1
Legal Lot Number	27
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer
Jul 6, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LENDING
Jul 6, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LENDING
May 12, 2021	Deed of Trust, Mortgage · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	0002425477
Deed Book / Page	2425 / 477
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 5, 2026
Property Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376
Document Number	0024250477
Book / Page	2425 / 477
Instrument Date	Dec 11, 2025
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Tax	$2.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 6, 2022
Property Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376
Document Number	0022320473
Book / Page	2232 / 473
Instrument Date	Jul 6, 2022
Instrument	2022-001652
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376

Mortgage

Document Number	0022320000000475
Date	Jul 13, 2022
Book Page	0000002232/0000000475
Instrument	005924

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 6, 2022
Property Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376
Document Number	0022320473
Book / Page	2232 / 473
Instrument Date	Jul 6, 2022
Instrument	2022-001652
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376

Mortgage

Document Number	0000005924
Date	Jul 6, 2022
Instrument	005924

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	89 ROCK BRIDGE DR, RINGGOLD, GA 30736-6376
Document Number	0021370619
Instrument Date	May 12, 2021
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CHOICE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2630 PINE GROVE RD RINGGOLD GA 307365404, RINGGOLD, GA 30736-5404

Mortgage

Document Number	0021370619
Date	May 14, 2021
Book Page	002137/000619

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 13, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (-25.56%) Homeowner's exemption Senior Citizen's exemption	$117,890 (+26.09%) Land $12,000 Building $105,890	$294,726 (+26.09%) Land $30,000 Building $264,726
2023	$2,093.00 (+680.97%)	$93,497 Land $12,000 Building $81,497	$233,742 Land $30,000 Building $203,742
2022	$268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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