89 Riverside Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 89 Riverside Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,899 sqft · built 1963
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Nov 2004)
Tax Bill	$15,599 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03304-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-03304-0000-00005`
Alternative APN	`0200120000000023`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Construction Type	Frame
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200120000000023
Street Address	89 RIVERSIDE DR
City	BASKING RIDGE
State	NJ
Zip	07920-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ADDITIONAL LOTS: FP
Legal Subdivision	MEADOWVIEW ESTATES SEC 03
Legal Block	3304
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2000
Census Tract	52603

Owner

89 Riverside Dr is owned and occupied by an individual who bought it in November 2004.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	89 RIVERSIDE DR, BASKING RIDGE, NJ 07920-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2004 · Amount on File
Deed Sale	Nov 16, 2004 · Amount on File
Deed Book / Page	5672 / 2924
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	89 RIVERSIDE DR, BASKING RIDGE, NJ 07920-1308
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064615
Date	Nov 1, 2021
Book Page	7397/2113
Instrument	2021064615

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	89 RIVERSIDE DR, BASKING RIDGE, NJ 07920-1308
Document Number	0000023814
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 RIVERSIDE DR BASKING RIDGE NJ 079201308, BASKING RIDGE, NJ 07920-1308

Mortgage

Document Number	0000023814
Date	Jul 8, 2019
Book Page	007129/002649
Instrument	23814

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 89 Riverside Dr was $15,599, down 1.1% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,800 (+3.65%) Land $466,600 Building $491,200	$957,800 (+3.65%) Land $466,600 Building $491,200
2025	$15,599.00 (-1.08%)	$924,100 Land $437,200 Building $486,900	$924,100 Land $437,200 Building $486,900
2024	$15,769.00
2023		$812,700 Land $404,900 Building $407,800	$812,700 Land $404,900 Building $407,800
2022	$14,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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