Otsego County and Otego Town property record for 89 River St, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,680 sqft · built 1840 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Company Name on File |
| Last Sale | $86,250 (Feb 2020) |
| Tax Bill | $3,826 (2026) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 364801 317.20-1-56.00 |
| Primary APN | 364801 317.20-1-56.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 61,855 sqft (1.42 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 059000 |
|---|---|
| Street Address | 89 RIVER ST |
| City | OTEGO |
| State | NY |
| Zip | 13825-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 003 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 591401 |
89 River St is owned by a company that bought it in February 2020.
Source: Otsego County and Otego Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 MEADOW COVE RD, PITTSFORD, NY 14534-3349 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Prior Sale | Oct 16, 2014 · Amount on File |
| Deed Document Number | 2020692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 30, 2020 |
| Property Address | 89 RIVER ST, OTEGO, NY 13825-3103 |
| Document Number | 0000002637 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 2637 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | FRONTIER ABSTRACT AND RESEARCH SERVICES I, FRONTIER ABS & RESEARCH SVCS I |
| Amount | Amount on Record |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 MEADOW COVE RD PITTSFORD NY 145343349, PITTSFORD, NY 14534-3349 |
The 2026 property tax bill for 89 River St was $3,826, down 53.2% from the year before.
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Municipality | Otego Village |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,826.00 (-53.23%) | ||
| 2025 | $8,181.00 | $105,000 Land $30,800 Building $74,200 | $138,158 Land $40,526 Building $97,632 |
| 2023 | $105,000 Land $30,800 Building $74,200 | $112,903 Land $33,118 Building $79,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 River St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Delhi Telephone Company.
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