89 River St, Alstead, NH 03602 Property Records

Cheshire County and Alstead Town property record for 89 River St, Alstead, NH 03602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,131 sqft · built 2005
Lot Size1.77 acres (77,101 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jan 2025)
Tax Bill$4,525 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNALTD M:00012 B:000028 L:00000D

Property Details

APN / Parcel Number

Primary APNALTD M:00012 B:000028 L:00000D

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,131 sqft Living Area
Gross Area2,192 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area77,101 sqft (1.77 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address89 RIVER ST
CityALSTEAD
StateNH
Zip03602-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Block28
Legal Lot NumberD
JurisdictionALSTEAD TOWN NH
Township / Civil DivisionALSTEAD
Census Block Group3
Census Block3017
Census Tract970100

Owner

Source: Cheshire County and Alstead Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 MAIN ST, 1, SWANZEY, NH 03446-3033
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Personal Representative Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Oct 8, 2020Warranty Deed, Transfer
HARBORONE MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2025 · Amount on Record
Deed SaleJan 3, 2025 · Amount on Record
Prior SaleAug 5, 2022 · Amount on Record
Deed Document Number20252500036
Deed Book / Page3298 / 1110
Record UpdatedJun 8, 2026

August 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionALSTEAD TOWN NH
Recording DateAug 5, 2022
Property Address89 RIVER ST, ALSTEAD, NH 03602-3124
Document Number03221-1380
Book / Page3221 / 1380
Instrument DateAug 3, 2022
Instrument2207264
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address623 ROUTE 10, GILSUM, NH 03448-7509

Mortgage

Document Number0002207265
DateAug 5, 2022
Instrument2207265
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALSTEAD TOWN NH
Recording DateOct 8, 2020
Property Address89 RIVER ST, ALSTEAD, NH 03602-3124
Document Number0031310255
Book / Page003131 / 000255
Instrument DateOct 7, 2020
Instrument8784
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address8 VILLAGE DR #8 KEENE NH 03431, 8, KEENE, NH 03431

Mortgage

Document Number31310257
DateOct 8, 2020
Book Page003131/000257
Instrument8785
Lender
NameHARBORONE MTG LLC
AddressMANCHESTER, NH 03101
Agreement
AmountAmount Recorded
Term360 Months
DueOct 7, 2050

Mortgage

Document Number31310269,
DateOct 8, 2020
Book Page003131/000269
Instrument8786
Lender
NameHOUSING FIN AUTH
Address32 CONSTITUTION DR, BEDFORD, NH 03110-6062
Agreement
AmountAmount Recorded
Term60 Months
DueOct 7, 2025

Tax Assessment & Valuation

Source: Cheshire County and Alstead Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionAlstead Town
Unified School DistrictFall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$4,525.00 (+11.65%)$167,700 (+1.95%) Land $60,200 Building $107,500
2022$4,053.00$164,500 Land $60,200 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (2005–2021)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2021 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jul 2021 · 2 claims
  • Severe Storms And Flooding, Oct 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35

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