89 River Run, Middletown, RI 02842 Property Records

Middletown Town property record for 89 River Run, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,830 sqft · built 1986
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,868 (2025)
Deeds & Mortgages	Jan 2020 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199205599`

Property Details

APN / Parcel Number

Primary APN	`199205599`
Alternative APN	`MIDD M:0120 B:00 L:610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,830 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	1,699 sqft
Basement Area	1,131 sqft
Unfinished Basement	865 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	199205599
Street Address	89 RIVER RUN
City	MIDDLETOWN
State	RI
Zip	02842-5654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	610
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2027
Census Tract	40400

Owner

89 River Run is owner-occupied and held in a trust since January 2020.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	89 RIVER RUN, MIDDLETOWN, RI 02842-5654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2020
Transfer Doc	1632-10
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jan 13, 2020
Property Address	89 RIVER RUN, MIDDLETOWN, RI 02842-5654
Document Number	1632-10
Book / Page	001632 / 000010
Instrument Date	Jan 7, 2020
Instrument	75
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	89 RIVER RUN MIDDLETOWN RI 028425654, MIDDLETOWN, RI 02842-5654

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	89 RIVER RUN, MIDDLETOWN, RI 02842-5654
Document Number	1626-294
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 RIVER RUN RD MIDDLETOWN RI 02842, MIDDLETOWN, RI 02842

Mortgage

Document Number	1626-294
Date	Dec 3, 2019
Book Page	001626/000294
Instrument	3179

Lender

Name	BANKNEWPORT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	89 RIVER RUN, MIDDLETOWN, RI 02842-5654
Document Number	1507-236
Book / Page	001507 / 000236
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1507-236
Date	Feb 17, 2017
Book Page	001507/000236
Instrument	423

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 89 River Run was $10,868.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,868.00	$921,800 Land $474,400 Building $447,400	$1,158,822
2023	$7,881.00 (+4.73%)	$626,000 (-) Land $297,200 Building $328,800
2022	$7,525.00	$626,000 Land $297,200 Building $328,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 River Run in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (1984–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 River Run is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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