Woonsocket City property record for 89 Ridge St, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,132 sqft · built 1984 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,500 (May 2025) |
| Tax Bill | $4,025 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4417600 |
| Primary APN | 4417600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 384 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4417600 |
|---|---|
| Street Address | 89 RIDGE ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 271 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18400 |
89 Ridge St is owned and occupied by an individual who bought it in May 2025.
Source: Woonsocket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 RIDGE ST, WOONSOCKET, RI 02895-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Jun 24, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Book / Page | 2949 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | May 15, 2025 |
| Property Address | 89 RIDGE ST, WOONSOCKET, RI 02895-3630 |
| Document Number | 0002949-75 |
| Book / Page | 2949 / 75 |
| Instrument Date | May 15, 2025 |
| Instrument | 237870 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 RIDGE ST, WOONSOCKET, RI 02895-3630 |
| Document Number | 0000237871 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 237871 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0002949-90 |
|---|---|
| Date | May 15, 2025 |
| Book Page | 2949/90 |
| Instrument | 237872 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jun 24, 2021 |
| Property Address | 89 RIDGE ST, WOONSOCKET, RI 02895-3630 |
| Document Number | 0002635-75 |
| Book / Page | 2635 / 75 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 215120 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 RIDGE ST, WOONSOCKET, RI 02895-3630 |
| Document Number | 0000215121 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 215121 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 89 Ridge St was $4,025.
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,025.00 | $358,400 Land $106,400 Building $252,000 | $415,237 |
| 2023 | $3,888.00 | $278,100 (-) Land $86,800 Building $191,300 | |
| 2022 | $3,888.00 | $278,100 Land $86,800 Building $191,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 89 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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