89 Ridge Rd, York, ME 03909 Property Records

York County and York Town property record for 89 Ridge Rd, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,522 sqft · built 2009
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2022)
Tax Bill	$8,474 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:038 B:004-H`

Property Details

APN / Parcel Number

Primary APN	`M:038 B:004-H`
Alternative APNs	`YORK M:0038 B:0004-H` `009778` `9778`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,522 sqft Living Area
Gross Area	5,454 sqft
1st Floor Area	1,640 sqft
Basement Area	246 sqft
Unfinished Basement	246 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9778
Street Address	89 RIDGE RD
City	YORK
State	ME
Zip	03909-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G3
Legal Block	4-H
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3014
Census Tract	36003

Owner

89 Ridge Rd is owned and occupied by two individuals who bought it in August 2022.

Source: York County and York Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 RIDGE RD, YORK, ME 03909-5804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Aug 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	May 26, 2009 · Amount on File
Deed Document Number	202232337
Deed Book / Page	19082 / 362
Transfer Doc	16050-0536
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	89 RIDGE RD, YORK, ME 03909-5804
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185510577
Date	Feb 8, 2021
Book Page	18551/577
Instrument	2021007585

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Aug 1, 2022
Property Address	89 RIDGE RD, YORK, ME 03909-5804
Document Number	0190820362
Book / Page	19082 / 362
Instrument Date	Aug 1, 2022
Instrument	2022032337
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	81 BARRY DR, TEWKSBURY, MA 01876-2241

Mortgage

Document Number	2022032338
Date	Aug 1, 2022
Instrument	2022032338

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 89 Ridge Rd was $8,474, up 13.6% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,474.00 (+13.59%)	$1,027,200 (+15.66%) Land $323,400 Building $703,800
2024	$7,460.00 (+8.38%)	$888,100 (+9.04%) Land $301,800 Building $586,300
2023	$6,883.00 (+8.36%)	$814,500 (+9.64%) Land $273,000 Building $541,500	$1,220,085
2022	$6,352.00	$742,900 Land $201,400 Building $541,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	83 units insured incl. 9 condo units
Nearby Flood Claims	23 (2022–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 20 claims Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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