Middlesex County and Newton City property record for 89 Ridge Rd, Waban, MA 02468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 4,113 sqft · built 1900 |
| Lot Size | 0.415 acres (18,071 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,975,000 (Dec 2023) |
| Tax Bill | $37,900 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55038 0042 |
| Primary APN | 55038 0042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,113 sqft Living Area |
| Gross Area | 7,229 sqft |
| 1st Floor Area | 1,650 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,071 sqft (0.415 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55038 0042 |
|---|---|
| Street Address | 89 RIDGE RD |
| City | WABAN |
| State | MA |
| Zip | 02468-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Subdivision | WABAN VILLAGE |
| Legal Block | 38 |
| Legal Lot Number | 42 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 374300 |
Source: Middlesex County and Newton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 RIDGE RD, WABAN, MA 02468-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST WEST BANK |
| Apr 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 2023147596 |
| Deed Book / Page | 82349 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Dec 27, 2023 |
| Property Address | 89 RIDGE RD, WABAN, MA 02468-2137 |
| Document Number | 082349-205 |
| Book / Page | 82349 / 205 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 147596 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 RIDGE RD, WABAN, MA 02468-2137 |
| Document Number | 0000147597 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 147597 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.63% |
| Type Change Date | Jan 1, 2029 |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Apr 15, 2021 |
| Property Address | 89 RIDGE RD, WABAN, MA 02468-2137 |
| Document Number | 77521-417 |
| Book / Page | 77521 / 417 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 85032 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 CLARENDON ST, WATERTOWN, MA 02472-2813 |
| Document Number | 85033 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 85033 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 89 RIDGE RD, WABAN, MA 02468-2137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74836-232 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 74836/232 |
| Instrument | 87891 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | May 1, 2027 |
| Index | LIBOR |
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,900.00 (+3.82%) | $3,911,300 (+5%) Land $1,553,500 Building $2,357,800 | $4,072,650 (-) |
| 2025 | $36,505.00 (+44.69%) | $3,725,000 (+44.11%) Land $1,479,500 Building $2,245,500 | $4,072,650 (+10.11%) |
| 2024 | $25,229.00 (+60.93%) | $2,584,900 (+67.85%) Land $1,436,400 Building $1,148,500 | $3,698,635 |
| 2023 | $15,677.00 | $1,540,000 Land $1,127,300 Building $412,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 27 (1979–2024) |
| Claims Outside the SFHA | 13 of 27 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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