89 Raoul Rd, Highlands, NC 28741 Property Records

Macon County property record for 89 Raoul Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 570 sqft · built 1947
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jun 2021)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540136041`

Property Details

APN / Parcel Number

Primary APN	`7540136041`
Alternative APNs	`0502902` `149754`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	570 sqft Heated Area
1st Floor Area	570 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	149754
Street Address	89 RAOUL RD
City	HIGHLANDS
State	NC
Zip	28741-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	RAOUL RD
Legal Subdivision	RAOUL RD
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1033
Census Tract	970501

Owner

89 Raoul Rd is owned by a company that bought it in June 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2686, HIGHLANDS, NC 28741-2686
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAPMAN MORTGAGE
Jun 10, 2021	Warranty Deed, Transfer · Seller Carry-Back C DAN CHAPMAN ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Deed Document Number	20215579
Deed Book / Page	40 / 958
Prior Transfer Date	Aug 10, 2010
Prior Transfer Doc	00V33/2157
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 17, 2026
Property Address	89 RAOUL RD, HIGHLANDS, NC 28741-8309
Document Number	0000003758
Book / Page	44 / 2255
Instrument Date	Jun 7, 2026
Instrument	20263758
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000003758,
Date	Jun 17, 2026
Book Page	44/2255
Instrument	20263758

Lender

Name	CHAPMAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 10, 2031

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 10, 2021
Property Address	89 RAOUL RD, HIGHLANDS, NC 28741-8309
Document Number	000Z40/958
Book / Page	Z-40 / 958
Map Reference	CARD 1236
Instrument Date	Jun 10, 2021
Instrument	2021005579
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2686, HIGHLANDS, NC 28741-2686

Mortgage

Document Number	2021005580
Date	Jun 10, 2021
Instrument	2021005580

Lender

Name	C DAN CHAPMAN ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Jun 10, 2026

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$243,980 (-) Land $61,280 Building $182,700	$243,980 (-) Land $61,280 Building $182,700
2025	$243,980 Land $61,280 Building $182,700	$243,980 Land $61,280 Building $182,700
2023	$243,980 Land $61,280 Building $182,700	$243,980 Land $61,280 Building $182,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 89 Raoul Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Raoul Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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