89 Rae Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 89 Rae Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,247 sqft · built 2004
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Mar 2013)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00290-0020`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00290-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	2,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Driveway	Concrete Driveway
Driveway Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 RAE DR
City	PALM COAST
State	FL
Zip	32164-6887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 30 BL 29 LT 2 OR 168 PG 590 OR 624 PG 1819 OR 975 PG 1039 OR 1099 PG 990 OR 1930/1024 OR 2241/526
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	29
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2004
Census Tract	60214

Owner

Source: Flagler County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 RAE DR, PALM COAST, FL 32164-6887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Nov 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2013 · Amount on Record
Deed Sale	Mar 28, 2013 · Amount on Record
Prior Sale	Jun 11, 2004 · Amount on Record
Deed Document Number	201310777
Deed Book / Page	1930 / 1024
Last Transfer Date	Oct 26, 2017
Transfer Doc	0022410526
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	89 RAE DR, PALM COAST, FL 32164-6887
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026141316
Date	Oct 7, 2021
Book Page	2614/1316
Instrument	2021055587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	89 RAE DR, PALM COAST, FL 32164-6887
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 RAE DR, PALM COAST, FL 32164-6887

Mortgage

Document Number	0024841835
Date	Oct 13, 2020
Book Page	2484/1835
Instrument	2020041205

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 13, 2017
Property Address	89 RAE DR, PALM COAST, FL 32164-6887
Document Number	0022410526
Book / Page	002241 / 000526
Instrument Date	Oct 26, 2017
Instrument	39585
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 RAE DR PALM COAST FL 321646887, PALM COAST, FL 32164-6887

Mortgage

Document Number	22410529
Date	Nov 13, 2017
Book Page	002241/000529
Instrument	39586

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+2.55%) Homeowner's exemption Senior Citizen's exemption	$160,218 (+5.99%)	$277,808 (+2.91%) Land $53,500 Building $224,308
2024	$1,449.00 (+5.08%)
2023	$1,379.00 (+3.53%) Homeowner's exemption Additional exemption filed	$151,167 (+3%)	$269,962 (+5.03%) Land $43,500 Building $226,462
2022	$1,332.00 Homeowner's exemption Additional exemption filed	$146,764	$257,034 Land $44,500 Building $212,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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