Worcester County and Auburn Town property record for 89 Prospect St, Auburn, MA 01501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,640 sqft · built 1959 |
| Lot Size | 0.929 acres (40,452 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Sep 2022) |
| Tax Bill | $8,352 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AUBU M:0067 L:0008 |
| Primary APN | AUBU M:0067 L:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 5,372 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 40,452 sqft (0.929 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6133 |
|---|---|
| Street Address | 89 PROSPECT ST |
| City | AUBURN |
| State | MA |
| Zip | 01501-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 8 |
| Jurisdiction | AUBURN MA |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 736100 |
89 Prospect St is owned and occupied by an individual who bought it in September 2022.
Source: Worcester County and Auburn Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIVE CENTS SAVINGS BANK |
| Mar 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN FINANCING |
| Oct 16, 2017 | Deed of Trust, Mortgage CORNERSTONE BANK |
| Jun 4, 2019 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Apr 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Book / Page | 68264 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AUBURN MA |
| Recording Date | Sep 26, 2022 |
| Property Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Document Number | 068264-262 |
| Book / Page | 68264 / 262 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 105208 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Document Number | 0000105209 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 105209 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Oct 1, 2029 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AUBURN MA |
| Recording Date | Mar 25, 2021 |
| Property Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Document Number | 064765-264 |
| Book / Page | 64765 / 264 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 40815 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Document Number | 064765-268 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 64765/268 |
| Instrument | 40816 |
| Name | AMERICAN FINANCING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUBURN MA |
| Property Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57885-282 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 57885/282 |
| Instrument | 114312 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUBURN MA |
| Property Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60498-175 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 60498/175 |
| Instrument | 50784 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUBURN MA |
| Property Address | 89 PROSPECT ST, AUBURN, MA 01501-3360 |
| Document Number | 62672-319 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 89 PROSPECT ST AUBURN MA 015013360, AUBURN, MA 01501-3360 |
| Document Number | 62672-319 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 062672/000319 |
| Instrument | 67689 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
The 2026 property tax bill for 89 Prospect St was $8,352, up 10,472.2% from the year before.
Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Auburn Town |
| Unified School District | Auburn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,352.00 (+10,472.15%) | $586,500 (+4.84%) Land $156,600 Building $429,900 | $671,506 (-8.62%) |
| 2025 | $79.00 (-99.13%) | $559,400 (-7.72%) Land $149,200 Building $410,200 | $734,825 |
| 2024 | $9,051.00 (+3.89%) | $606,200 (+10.5%) Land $145,700 Building $460,500 | |
| 2023 | $8,712.00 | $548,600 Land $132,500 Building $416,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER DISTRICT serves 12,255 people · EPA ID MA2017000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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