89 Pine Rock Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 89 Pine Rock Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1940
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Oct 2022)
Tax Bill	$9,130 (2025)
Deeds & Mortgages	Jul 2023 Refinance Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U13 L:0023`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U13 L:0023`
Alternative APN	`1646`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,200 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1646
Street Address	89 PINE ROCK RD
City	NAPLES
State	ME
Zip	04055-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	23
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14001

Owner

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 GREENLEAF FARMS CIR, SHREWSBURY, MA 01545-5000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Oct 28, 2022	Warranty Deed, Transfer
Sep 15, 2017	Warranty Deed, Transfer NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	202254290
Deed Book / Page	39811 / 115
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	89 PINE ROCK RD, NAPLES, ME 04055-5409
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402450077
Date	Jul 17, 2023
Book Page	40245/77
Instrument	23466

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Oct 28, 2022
Property Address	89 PINE ROCK RD, NAPLES, ME 04055-5409
Document Number	0398110115
Book / Page	39811 / 115
Instrument Date	Oct 27, 2022
Instrument	54290
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 EASTERN POINT DR, SHREWSBURY, MA 01545-2173

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 15, 2017
Property Address	89 PINE ROCK RD, NAPLES, ME 04055-5409
Document Number	0343130257
Book / Page	34313 / 0257
Instrument	000000046808
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046809
Date	Sep 15, 2017
Instrument	000000046809

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2032

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,130.00 (+3.82%)	$961,091 (-) Land $673,750 Building $287,341
2023	$8,794.00 (+10.91%)	$961,091 (-) Land $673,750 Building $287,341
2022	$7,929.00	$961,091 Land $673,750 Building $287,341

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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