89 Pine Knob Ter, Milford, CT 06461 Property Records

Milford City property record for 89 Pine Knob Ter, Milford, CT 06461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,906 sqft · built 1966
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2019)
Tax Bill	$10,686 (2024)
Deeds & Mortgages	Dec 2021 Refinance Sep 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILF M:113 B:912 L:34`

Property Details

APN / Parcel Number

Primary APN	`MILF M:113 B:912 L:34`
Alternative APNs	`M:00113 B:00912 L:000034` `MLFD M:113 B:912 L:34` `4217`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	5,138 sqft
1st Floor Area	1,452 sqft
Attic	Attic
Attic Area	1,174 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4217
Street Address	89 PINE KNOB TER
City	MILFORD
State	CT
Zip	06461-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MORSETOWN
Legal Block	912
Legal Lot Number	34
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3014
Census Tract	150700

Owner

89 Pine Knob Ter is owned and occupied by two individuals who bought it in October 2019.

Source: Milford City records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Apr 1, 2024	Deed of Trust, Mortgage · ARM MEMBERS MORTGAGE COMPANY INC
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Oct 23, 2019	Deed, Transfer · FHA Mortgage MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Deed Document Number	20196435840003
Deed Book / Page	3844 / 234
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003990-775
Date	Dec 6, 2021
Book Page	3990/775

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004073-770
Date	Sep 21, 2023
Book Page	4073/770
Instrument	5577

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004092-1
Date	Apr 1, 2024
Book Page	4092/1
Instrument	1432

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2034
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3906-631
Date	Nov 10, 2020
Book Page	3906/631

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MILFORD CT
Recording Date	Oct 23, 2019
Property Address	89 PINE KNOB TER, MILFORD, CT 06461-1638
Document Number	3844-234
Book / Page	3844 / 234
Instrument Date	Oct 17, 2019
Instrument	6435840003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 PINE KNOB TER, MILFORD, CT 06461-1638

Mortgage

Document Number	6435850014
Date	Oct 23, 2019
Instrument	6435850014

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$361,610 Land $103,050 Building $258,560	$516,585 Land $147,214 Building $369,371
2024	$10,686.00 (+9.1%)
2023	$9,795.00	$360,520 Land $103,050 Building $257,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Pine Knob Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Pine Knob Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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