89 Pinchers Point Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Pohatcong Township property record for 89 Pinchers Point Rd, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,672 sqft · built 1790
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Jul 2022)
Tax Bill	$14,281 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00111-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`20-00111-0000-00016`
Alternative APN	`200011100016`

Interior

Stories	2 Stories
Building Area	2,672 sqft Living Area

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Construction Type	Frame
Lot Area	217,800 sqft

Location & Zoning

Street Address	89 PINCHERS POINT RD
City	PHILLIPSBURG
State	NJ
Zip	08865-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	TOWNSHIP/POHATCONG
Legal Block	111
Legal Lot Number	16
Jurisdiction	WARREN NJ
Township / Civil Division	POHATCONG
Census Block Group	3
Census Block	3013
Census Tract	32300

Owner

89 Pinchers Point Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Warren County and Pohatcong Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 10, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	2022579295
Deed Book / Page	3279 / 287
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 19, 2022
Property Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616
Document Number	003279/287
Book / Page	3279 / 287
Instrument Date	Jul 6, 2022
Instrument	2022-579295
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	SHEPHERD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 PINCHERS POINT RD, 89, PHILLIPSBURG, NJ 08865-7616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616

Mortgage

Document Number	2022579296
Date	Jul 19, 2022
Instrument	2022-579296

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 10, 2021
Property Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616
Document Number	3195/113
Book / Page	3195 / 113
Instrument Date	Aug 30, 2021
Instrument	2021-560911
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 S SHORE RD, 114, BYRAM TOWNSHIP, NJ 07821-3806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616

Mortgage

Document Number	2021560912
Date	Sep 10, 2021
Instrument	2021-560912

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	89 PINCHERS POINT RD, PHILLIPSBURG, NJ 08865-7616
Document Number	0000530808
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PINCHERS POINT RD PHILLIPSBURG NJ 088657616, PHILLIPSBURG, NJ 08865-7616

Mortgage

Document Number	0000530808
Date	Jun 25, 2020
Book Page	006884/000217
Instrument	530808

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 89 Pinchers Point Rd was $14,281, up 4.1% from the year before.

Source: Warren County and Pohatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Pohatcong Township
Unified School District	Pohatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,900 (-) Land $112,000 Building $202,900	$314,900 (-) Land $112,000 Building $202,900
2025	$14,281.00 (+4.07%)	$314,900 Land $112,000 Building $202,900	$314,900 Land $112,000 Building $202,900
2024	$13,723.00
2023		$314,900 Land $112,000 Building $202,900	$314,900 Land $112,000 Building $202,900
2022	$13,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Pinchers Point Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	58 (1986–2021)
Claims Outside the SFHA	13 of 58
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Jun 2006 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Pinchers Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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