89 Pershing St, South Haven, MI 49090 Property Records

Allegan County property record for 89 Pershing St, South Haven, MI 49090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Aug 2022)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-602-011-00`

Property Details

APN / Parcel Number

Primary APN	`02-602-011-00`
Alternative APN	`03-02-602-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	No Foundation
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	70 ft deep x 12 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 PERSHING ST
City	SOUTH HAVEN
State	MI
Zip	49090-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 LO
Legal Description	LOTS 11 & 13 BLK 2 NORTH SHORE MANOR SECS 35 & 36 T1N R17W (2013).
Legal Range	17W
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTH SHORE MANOR
Legal Block	2
Legal Lot Number	11,13
Jurisdiction	ALLEGAN MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2054
Census Tract	30901

Owner

89 Pershing St is owned and occupied by two individuals who bought it in August 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2026 RICKS CT, BRIGHTON, MI 48114-4961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Apr 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 24, 2019	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
May 6, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Document Number	202216944
Deed Book / Page	4793 / 344
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	3886/897
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 29, 2022
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Document Number	004793/344
Book / Page	4793 / 344
Map Reference	LB 5 PG 9
Instrument Date	Aug 12, 2022
Instrument	2022016944
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6753 LONGHURST DR, 6753, CLARKSTON, MI 48346-3063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RICKS CT, BRIGHTON, MI 48114-4961

Mortgage

Document Number	0004793348
Date	Aug 29, 2022
Instrument	4793-348

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004332/324
Date	Apr 3, 2019
Book Page	4332/324

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004409/591
Date	Dec 5, 2019
Book Page	4409/591

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004538/802
Date	Nov 16, 2020
Book Page	4538/802

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 24, 2019
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Document Number	4355/745
Book / Page	4355 / 745
Map Reference	LB 5 PG 9
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6753 LONGHURST DR, CLARKSTON, MI 48346-3063

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 6, 2019
Property Address	89 PERSHING ST, SOUTH HAVEN, MI 49090-9027
Document Number	004341/300
Book / Page	4341 / 300
Map Reference	LB 5 PG 9
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,513.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 PERSHING ST, 89, SOUTH HAVEN, MI 49090-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6753 LONGHURST DR, CLARKSTON, MI 48346-3063

Mortgage

Document Number	0004341302
Date	May 6, 2019
Instrument	4341/302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 89 Pershing St was $6,180 with a homeowner's exemption, up 5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Casco Township
Unified School District	South Haven Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 (-3.28%) Land $34,500 Building $130,700	$330,400 (-3.28%) Land $69,000 Building $261,400
2025	$6,180.00 (+4.98%) Homeowner's exemption	$170,800 Land $33,300 Building $137,500	$341,600 Land $66,600 Building $275,000
2024	$5,887.00
2023		$139,700 Land $33,400 Building $106,300	$279,400 Land $66,800 Building $212,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Pershing St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Pershing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Surf Internet.

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