89 Pershing Ave, Locust Valley, NY 11560 Property Records

Nassau County and Oyster Bay Town property record for 89 Pershing Ave, Locust Valley, NY 11560

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,535 sqft · built 1900
Lot Size	0.252 acres (10,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Dec 2004)
Tax Bill	$16,833 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-001-00-0004`

Property Details

APN / Parcel Number

Primary APN	`29-001-00-0004`
Alternative APNs	`2489-29-001-00-0004-0` `29001000004000000000` `282489 29.-1-4` `29001 00040`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,535 sqft Living Area
1st Floor Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	10,990 sqft (0.252 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	160 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29001 00040
Street Address	89 PERSHING AVE
City	LOCUST VALLEY
State	NY
Zip	11560-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 & 150
Legal Block	1
Legal Lot Number	4
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1015
Census Tract	517802

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 PERSHING AVE, LOCUST VALLEY, NY 11560-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ISLAND FCU
Mar 26, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage ISLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2004 · Amount on Record
Deed Sale	Dec 6, 2004 · Amount on Record
Deed Book / Page	11882 / 919
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	89 PERSHING AVE, LOCUST VALLEY, NY 11560-2328
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0441820902
Date	May 13, 2020
Book Page	44182/902
Instrument	2020-038542

Lender

Name	ISLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	89 PERSHING AVE, LOCUST VALLEY, NY 11560-2328
Document Number	0441820921
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PERSHING AVE LOCUST VALLEY NY 115602328, LOCUST VALLEY, NY 11560-2328

Mortgage

Document Number	0441820921
Date	May 13, 2020
Book Page	044182/000921
Instrument	38543

Lender

Name	ISLAND FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653 (-1.8%) Land $321 Building $332	$653,000 (-1.8%)
2025	$16,833.00 (+3.85%)
2023	$16,209.00 Additional exemption filed	$665 Land $327 Building $338	$665,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST VALLEY WD public/private · serves 7,500 people · EPA ID NY2902833
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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