Flagler County property record for 89 Pepperdine Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1998 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Sep 2022) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00340-0040 |
| Primary APN | 07-11-31-7025-00340-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,769 sqft |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 89 PEPPERDINE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 34 LT 4 OR 98 PG 467 OR 587 PG 1070 OR 713 PG 363 OR 2357/459-DC OR 2357/460-RDMN TRAUTE PRAUSE, FRANK WILLIAM & SUSAN ELLEN REINHOLZ JTWROS |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 34 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60212 |
89 Pepperdine Dr is owned and occupied by an individual who bought it in September 2022.
Source: Flagler County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 PEPPERDINE DR, PALM COAST, FL 32164-7498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Prior Sale | Oct 23, 2000 · Amount on File |
| Deed Document Number | 202244770 |
| Deed Book / Page | 2719 / 1814 |
| Prior Transfer Date | May 23, 2019 |
| Prior Transfer Doc | 0023570460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 1, 2026 |
| Property Address | 89 PEPPERDINE DR, PALM COAST, FL 32164-7498 |
| Document Number | 0000017914 |
| Book / Page | 3051 / 1551 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202617914 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 89 PEPPERDINE DR, PALM COAST, FL 32164-7498 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 6, 2022 |
| Property Address | 89 PEPPERDINE DR, PALM COAST, FL 32164-7498 |
| Document Number | 0027191814 |
| Book / Page | 2719 / 1814 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022044770 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | VETERANS TITLE INC, VETERANS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 TOWN CT APT 320, 70, PALM COAST, FL 32164-2545 |
| Name | Verified Name |
|---|---|
| Address | 5070 S UNIVERSITY DR, DAVIE, FL 33328-4510 |
| Document Number | 0027191816 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2719/1816 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 23, 2019 |
| Property Address | 89 PEPPERDINE DR, PALM COAST, FL 32164-7498 |
| Document Number | 0023570460 |
| Book / Page | 002357 / 000460 |
| Instrument Date | May 23, 2019 |
| Instrument | 18674 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 21 BANNBURY LN PALM COAST FL 321378849, PALM COAST, FL 32137-8849 |
The 2025 property tax bill for 89 Pepperdine Dr was $895 with a homeowner's exemption, down 80.7% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (-80.74%) Homeowner's exemption | $92,417 | $262,054 Land $55,500 Building $206,554 |
| 2024 | $4,646.00 (-6.12%) | ||
| 2023 | $4,949.00 (+512.5%) | $267,123 (+123.11%) Land $49,000 Building $218,123 | $267,123 (+3.9%) Land $49,000 Building $218,123 |
| 2022 | $808.00 Homeowner's exemption Widower's exemption Additional exemption filed | $119,725 | $257,094 Land $43,000 Building $214,094 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Pepperdine Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Pepperdine Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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