89 Patterson Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 89 Patterson Ln, Lancaster, VA 22503 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,356 sqft · built 1972
Lot Size	1.16 acres (50,660 sqft)
Owner	Individual Name on File
Tax Bill	$25 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31D 2 16`

Property Details

APN / Parcel Number

Primary APN	`31D 2 16`
Alternative APN	`9618`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,356 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,660 sqft (1.16 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat House	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9618
Street Address	89 PATTERSON LN
City	LANCASTER
State	VA
Zip	22503-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE HOUSE CREEK EST 1.1632 AC 31D (2) 15 & 17 DB422/258
Legal Subdivision	WHITE HOUSE CREEK EST
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4022
Census Tract	30100

Owner

Source: Lancaster County records · APN 31D 2 16

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 PATTERSON LN, LANCASTER, VA 22503-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	89 PATTERSON LN, LANCASTER, VA 22503-4218
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000123
Date	Jan 20, 2023
Instrument	230000123

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Margin	5

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25.00 (-98.81%)	$464,900 (+39.23%) Land $201,500 Building $263,400	$464,900 (+39.23%) Land $201,500 Building $263,400
2023	$2,103.00	$333,900 Land $151,500 Building $182,400	$333,900 Land $151,500 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018, other causes
Claims By Storm	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Virginia Everywhere	Fiber	1,000 / 1,000	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No
Starlink	Satellite (low-earth orbit)	280 / 30	Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.