89 Pansy Loop, Gulston, KY 40830 Property Records

Harlan County property record for 89 Pansy Loop, Gulston, KY 40830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1928
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Flood Zone	Zone A (high risk)
APN	`072-40-00-066.00`

Property Details

APN / Parcel Number

Primary APN	`072-40-00-066.00`
Alternative APN	`28075`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1928
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	28075
Street Address	89 PANSY LOOP
City	GULSTON
State	KY
Zip	40830-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	HARLAN
Census Block Group	2
Census Block	2037
Census Tract	970900

Owner

Source: Harlan County records · APN 072-40-00-066.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2013
Deed Sale	Dec 09, 2013
Deed Document Number	99418
Deed Book / Page	451 / 236
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$49,000 (+5.83%) Land $9,000 Building $40,000	$49,000 (+5.83%) Land $9,000 Building $40,000
2023	Homeowner's exemption	$46,300 Land $9,000 Building $37,300	$46,300 Land $9,000 Building $37,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (2001–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 6 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Harlan Community Television Fiber · Cable	1,000 / 1,000

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAWOOD WATER DISTRICT serves 4,428 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.