Cattaraugus County and Persia Town property record for 89 Palmer St, Gowanda, NY 14070 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1900 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 16.028-3-17 |
| Primary APN | 047201 16.028-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 808 sqft |
| 2nd Floor Area | 520 sqft |
| Upper Floors Area | 144 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1016 |
|---|---|
| Street Address | 89 PALMER ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16 06 08 |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records · APN 047201 16.028-3-17
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 PALMER ST, GOWANDA, NY 14070-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| Mar 20, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2017 |
| Transfer Doc | 0273523001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 89 PALMER ST, GOWANDA, NY 14070-1545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003688 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202403688 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Mar 20, 2017 |
| Property Address | 89 PALMER ST, GOWANDA, NY 14070-1545 |
| Document Number | 0273523001 |
| Book / Page | 027352 / 003001 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 PALMER ST GOWANDA NY 140701545, GOWANDA, NY 14070-1545 |
Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,022.00 (-2.41%) | $103,000 (+13.44%) Land $8,300 Building $94,700 | $103,000 (+13.44%) Land $8,300 Building $94,700 |
| 2024 | $2,072.00 | ||
| 2023 | $90,800 Land $8,300 Building $82,500 | $90,800 Land $8,300 Building $82,500 |
Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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