89 Oxbow Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 89 Oxbow Trl, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1992
Square Footage1,960 sqft Living Area
Lot Size3,572 sqft (0.082 acres)
OccupancyOwner Occupied
Last Sale$66,500 (2019)
Tax Bill$4,497.00 (2025)

Property Details

APN / Parcel Number

Primary APN4220-21-00-0410
Alternative APNs
  • 32142021000410
  • 20143221000410
  • 4524487.0
  • 4524487

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,960 sqft Living Area
Gross Area2,733 sqft Gross Area
1st Floor1,192 sqft 1st Floor
Upper Floors768 sqft Upper Floors
Stories2 Stories
Utility RoomUtility Room
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1992
Architectural StyleRow Home Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,572 sqft (0.082 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area503 sqft Garage
Patio Area165 sqft Patio
Porch Area382 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4524487
Street Address89 OXBOW TRL
CityORMOND BEACH
StateFL
Zip32174-8274
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 41 THE TRAILS SOUTH FORTY PHASE I MB 38 PGS 134-135 INC PER OR 2598 PG 0273 PER D/C 5906 PG 2069 PER OR 6297 PGS 2154-2155 PER OR 7050 PG 3017 PER OR 7141 PG 1406 PER OR 7172 PG 2852 PER OR 7688 PG 1342
Legal Range32E
Legal Township14S
Legal Section20
Legal SubdivisionTHE TRAILS SOUTH FORTY PHASE I MB
Legal Phase1
Legal Tract21
Legal Lot Number41
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup3
Census Block3002
Census Tract80808

Owner

Source: Volusia County records · APN 4220-21-00-0410

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 OXBOW TRL, ORMOND BEACH, FL 32174-8274
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
May 01, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2019 · Amount on Record
Deed SaleMay 01, 2019 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Doc Number201985354
Deed Book / Page7688 / 1342
Prior Transfer DateOct 05, 2015
Prior Transfer Doc0071722852
Record RefreshedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address89 OXBOW TRL, ORMOND BEACH, FL 32174-8274
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077253413
DateJul 26, 2019
Book Page7725/3413
Instrument2019-147296
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 17, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 01, 2019
Property Address89 OXBOW TRL, ORMOND BEACH, FL 32174-8274
Document Number0076881342
Book / Page7688 / 1342
Map ReferenceMB 38 PG 134&135
Instrument DateApr 24, 2019
Instrument2019-085354
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
Tax$465.21
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address132 SPOONBILL CT, 132, DAYTONA BEACH, FL 32119-1331

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 OXBOW TRL, ORMOND BEACH, FL 32174-8274

Mortgage

Document Number2019085355
DateMay 01, 2019
Instrument2019-085355
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$278,054 (+1.16%) Land $36,000 Building $242,054$278,054 (+1.16%) Land $36,000 Building $242,054
2025$4,497.00 (+133.01%)$274,860 (+71.83%) Land $36,000 Building $238,860$274,860 (+11.31%) Land $36,000 Building $238,860
2023$1,930.00 (+3.65%) Homeowner's exemption$159,965 (+3%)$246,940 (+0.49%) Land $36,000 Building $210,940
2022$1,862.00 Homeowner's exemption$155,306$245,748 Land $31,000 Building $214,748

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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