Hampden County and Ludlow Town property record for 89 Overlook Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,881 sqft · built 1992 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,900 (Feb 1993) |
| Tax Bill | $6,987 (2026) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:010-10880 B:220 L:0 |
| Primary APN | M:010-10880 B:220 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Living Area |
| Gross Area | 3,711 sqft |
| Basement Area | 1,035 sqft |
| Unfinished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,430 sqft (0.469 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6340 |
|---|---|
| Street Address | 89 OVERLOOK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10880 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 810414 |
89 Overlook Dr is owned and occupied by two individuals who acquired it in September 2019.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 OVERLOOK DR, LUDLOW, MA 01056-1094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1993 · Amount on File |
| Deed Sale | Feb 3, 1993 · Amount on File |
| Last Transfer Date | Sep 1, 2019 |
| Transfer Doc | 22897-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Oct 11, 2019 |
| Property Address | 89 OVERLOOK DR, LUDLOW, MA 01056-1094 |
| Document Number | 22897-1 |
| Book / Page | 022897 / 000001 |
| Instrument Date | Sep 1, 2019 |
| Instrument | 59196 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 OVERLOOK DR LUDLOW MA 010561094, LUDLOW, MA 01056-1094 |
The 2026 property tax bill for 89 Overlook Dr was $6,987, up 1.3% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,987.00 (+1.33%) | $436,400 (+9.81%) Land $102,500 Building $333,900 | $442,117 (+3.74%) |
| 2025 | $6,895.00 (+3.58%) | $397,400 (+7.99%) Land $93,200 Building $304,200 | $426,170 (+2.87%) |
| 2024 | $6,657.00 (+2.27%) | $368,000 (+10.31%) Land $93,400 Building $274,600 | $414,295 |
| 2023 | $6,509.00 | $333,600 Land $85,500 Building $248,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 89 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures