89 Overlook Dr, Hackettstown, NJ 07840 Property Records

Warren County and Independence Township property record for 89 Overlook Dr, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 1989
Lot Size	0.019 acres (821 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2022)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00004-0000-00022-0000-C0089`

Property Details

APN / Parcel Number

Primary APN	`12-00004-0000-00022-0000-C0089`
Alternative APNs	`1200004000000022C0089` `35200`

Interior

Stories	2 Stories
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Lot Area	821 sqft (0.019 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	35200
Street Address	89 OVERLOOK DR
City	HACKETTSTOWN
State	NJ
Zip	07840-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	22
Jurisdiction	WARREN NJ
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2004
Census Tract	31301

Owner

Source: Warren County and Independence Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage VISIONS FCU
Nov 1, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Jun 4, 1996 · Amount on Record
Deed Document Number	2022584464
Deed Book / Page	3307 / 28
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	89 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4612
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 DAVENPORT RD, MONTVILLE, NJ 07045-9199

Mortgage

Document Number	00007809/1
Date	Oct 22, 2025
Book Page	7809/1
Instrument	2025-627955

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year T-Bill
Max Rate	9.75%

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 1, 2022
Property Address	89 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4612
Document Number	0003307/28
Book / Page	3307 / 28
Instrument Date	Sep 27, 2022
Instrument	2022-584464
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 N BERNARD ST, 4050, CHICAGO, IL 60618-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4612

Mortgage

Document Number	2022584465
Date	Nov 1, 2022
Instrument	2022-584465

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year T-Bill
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Warren County and Independence Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Independence Township
Unified School District	Great Meadows Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,500 (-) Land $45,000 Building $134,500	$179,500 (-) Land $45,000 Building $134,500
2025	$6,812.00 (+3.31%)	$179,500 (-) Land $45,000 Building $134,500	$179,500 (-) Land $45,000 Building $134,500
2024	$6,594.00 (+4.82%)
2023		$179,500 Land $45,000 Building $134,500	$179,500 Land $45,000 Building $134,500
2022	$6,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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