Hampden County and Westfield City property record for 89 Otis St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1930 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Feb 2022) |
| Tax Bill | $4,636 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:5 L:84 |
| Primary APN | WFLD M:5 L:84 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 2,308 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 89 OTIS ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 84 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 812702 |
89 Otis St is owned and occupied by an individual who bought it in February 2022.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 OTIS ST, WESTFIELD, MA 01085-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Aug 26, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Jun 3, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 20228228 |
| Deed Book / Page | 24396 / 102 |
| Prior Transfer Date | Jun 3, 2021 |
| Prior Transfer Doc | 23920-75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 8, 2022 |
| Property Address | 89 OTIS ST, WESTFIELD, MA 01085-3235 |
| Document Number | 024396-102 |
| Book / Page | 24396 / 102 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 8228 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 91 VIRGINIA ST, SPRINGFIELD, MA 01108-2622 |
| Document Number | 0000008229 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 8229 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 26, 2021 |
| Property Address | 89 OTIS ST, WESTFIELD, MA 01085-3235 |
| Document Number | 24082-87 |
| Book / Page | 24082 / 87 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 59920 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CRANE PARK DR, WILBRAHAM, MA 01095-1786 |
| Document Number | 59921 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 59921 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 3, 2021 |
| Property Address | 89 OTIS ST, WESTFIELD, MA 01085-3235 |
| Document Number | 23920-75 |
| Book / Page | 23920 / 75 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 38089 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 ANTHONY ST, AGAWAM, MA 01001-2306 |
The 2026 property tax bill for 89 Otis St was $4,636, up 9.5% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,636.00 (+9.55%) | $310,500 (+11.37%) Land $76,600 Building $233,900 | $283,095 (-10.32%) |
| 2025 | $4,232.00 | $278,800 Land $78,900 Building $199,900 | $315,685 (+0.58%) |
| 2024 | $313,880 | ||
| 2023 | $3,899.00 | $229,600 Land $68,400 Building $161,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Otis St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Otis St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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