89 Orange Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 89 Orange Rd, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details1,955 sqft · built 1907
Lot Size0.129 acres (5,611 sqft)
OwnerIndividual Name on Record
Last Sale$720,000 (Feb 2023)
Tax Bill$17,067 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-02204-0000-00017

Property Details

APN / Parcel Number

Primary APN13-02204-0000-00017
Alternative APN
  • 130220400017

Interior

Stories2 Stories
Building Area1,955 sqft Living Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area5,611 sqft (0.129 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130220400017
Street Address89 ORANGE RD
CityMONTCLAIR
StateNJ
Zip07042-2163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description5610SF
Legal Block2204
Legal Lot Number17
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2001
Census Tract16800

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address69 ORANGE RD, MONTCLAIR, NJ 07042-2109
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 17, 2023Deed, Transfer
EVIDENT TITLE AGENCY INC
May 6, 2022Deed, Construction Loan · Construction Mortgage
WE LEND LLC
Feb 12, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleMay 6, 2022 · Amount on Record
Deed Document Number202310560
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163
Transaction TypeMortgage
Record UpdatedOct 8, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056706
DateSep 9, 2025
Instrument2025056706
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateFeb 17, 2023
Property Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163
Document Number0000010560
Instrument DateFeb 8, 2023
Instrument2023010560
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3333 BROADWAY, NEW YORK, NY 10031-8726

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163

May 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionESSEX NJ
Recording DateMay 6, 2022
Property Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163
Document Number0000045514
Instrument DateApr 26, 2022
Instrument2022045514
Transaction TypeConstruction Loan
Record UpdatedMay 23, 2022
Title CompanyFORTUNE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,426.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50 MAPLE AVE, 50, MONTCLAIR, NJ 07042-4514

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163

Mortgage

Document Number0000045515
DateMay 6, 2022
Instrument2022045515
Lender
NameWE LEND LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionESSEX NJ
Property Address89 ORANGE RD, MONTCLAIR, NJ 07042-2163
Document Number0000032350
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 ORANGE RD MONTCLAIR NJ 070422163, MONTCLAIR, NJ 07042-2163

Mortgage

Document Number0000032350
DateMar 25, 2020
Instrument32350
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 24, 2060
Interest
Rate5.12%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,400 (-) Land $241,200 Building $244,200$485,400 (-) Land $241,200 Building $244,200
2025$17,067.00 (+3.32%)$485,400 (+20.69%) Land $241,200 Building $244,200$485,400 (+20.69%) Land $241,200 Building $244,200
2024$16,518.00 (+24.91%)
2023$402,200 Land $241,200 Building $161,000$402,200 Land $241,200 Building $161,000
2022$13,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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