Ulster County and Kingston City property record for 89 Oneil St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 1910 |
| Lot Size | 0.144 acres (6,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Aug 2022) |
| Tax Bill | $7,698 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.333-9-17 |
| Primary APN | 510800 48.333-9-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 861 sqft |
| 2nd Floor Area | 721 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,278 sqft (0.144 acres) |
| Lot Dimensions | 146 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 151 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026488.000 |
|---|---|
| Street Address | 89 ONEIL ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T4N |
| Legal Block | 9 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 952000 |
89 Oneil St is owned and occupied by two individuals who bought it in August 2022.
Source: Ulster County and Kingston City records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 ONEIL ST, KINGSTON, NY 12401-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA |
| Aug 18, 2022 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on File |
| Deed Sale | Aug 18, 2022 · Amount on File |
| Prior Sale | Jul 10, 2006 · Amount on File |
| Deed Document Number | 202214334 |
| Deed Book / Page | 7116 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 89 ONEIL ST, KINGSTON, NY 12401-3509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006394 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 13525/290 |
| Instrument | 2025-6394 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Aug 18, 2022 |
| Property Address | 89 ONEIL ST, KINGSTON, NY 12401-3509 |
| Document Number | 0000014334 |
| Book / Page | 7116 / 128 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-14334 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 CROSS ST, HUDSON, NY 12534-3104 |
| Document Number | 0000014335 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-14335 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 89 Oneil St was $7,698.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,698.00 | $141,000 Land $20,000 Building $121,000 | $300,000 Land $42,553 Building $257,447 |
| 2023 | $141,000 (+12.8%) Land $20,000 Building $121,000 | $231,148 (+29.44%) Land $32,787 Building $198,361 | |
| 2022 | $125,000 Land $20,000 Building $105,000 | $178,571 Land $28,571 Building $150,000 | |
| 2021 | $3,837.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Oneil St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 89 Oneil St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Planet Networks.
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