Lapeer County property record for 89 Oglethorpe Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,674 sqft |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (May 2021) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-007-083-04 |
| Primary APN | 008-007-083-04 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 1,674 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 57,064 sqft (1.31 acres) |
|---|---|
| Lot Dimensions | 422 ft deep x 135 ft wide |
| Garage Area | 1,056 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 89 OGLETHORPE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL C SEC 7 T7N R9E PART OF NW 1/4 DES AS BEG AT A PT THAT IS N 88-17-44 W 1240.55 FT AND S 02-13-28 W 45.40 FT AND S |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 07 |
| Legal Subdivision | CORRECTED LEGAL TO ADD |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 336000 |
Source: Lapeer County records · APN 008-007-083-04
Assessment roll updated August 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| May 04, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTONE FARM CREDIT SERVICES FLC |
| May 08, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2021 · Amount on Record |
| Deed Sale | May 04, 2021 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Book / Page | 3200 / 169 |
| Prior Transfer Date | Oct 15, 2020 |
| Prior Transfer Doc | 0031480987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Document Number | 0034800709 |
|---|---|
| Date | Oct 03, 2025 |
| Book Page | 3480/709 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4380 OLD COLONY DR, FLINT, MI 48507-3538 |
| Document Number | 0032920801 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 3292/801 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 04, 2021 |
| Property Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Document Number | 0032000169 |
| Book / Page | 3200 / 169 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 SUGARBUSH DR, 1, DAVISON, MI 48423-8150 |
| Name | Verified Name |
|---|---|
| Address | 6216 CRABTREE LN, BURTON, MI 48519-1304 |
| Document Number | 0003200171 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 3200/171 |
| Name | GREENSTONE FARM CREDIT SERVICES FLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 08, 2020 |
| Property Address | 89 OGLETHORPE DR, LAPEER, MI 48446-2765 |
| Document Number | 0031000001 |
| Book / Page | 003100 / 000001 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12529 DAVISON RD DAVISON MI 484238126, DAVISON, MI 48423-8126 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (-56.9%) Homeowner's exemption | $295,600 (+12.18%) | $591,200 (+12.18%) |
| 2024 | $6,336.00 (+128.9%) | ||
| 2023 | $263,500 | $527,000 | |
| 2022 | $2,768.00 |
Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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