89 Oak St, Cedar Springs, MI 49319 Property Records

Kent County property record for 89 Oak St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,022 sqft · built 1939
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2018)
Deeds & Mortgages	Sep 2020 Transfer Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-301-025`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-301-025`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	165 ft deep x 165 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 OAK ST
City	CEDAR SPRINGS
State	MI
Zip	49319-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 1/2 OF LOTS 1 4 5 8 & 9 BLK 3 ALSO THAT PART OF VACATED PORTION OF GRANT ST DESC AS COM AT SE COR OF BLK 3 TH E 33 FT TH N
Legal Subdivision	RE-PLATTING CEDAR SPGS CITY
Legal Block	3
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

89 Oak St is owned and occupied by an individual who acquired it in September 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	89 OAK ST, CEDAR SPRINGS, MI 49319-8546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 25, 2017	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	201848285
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000086526
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Sep 21, 2020
Property Address	89 OAK ST, CEDAR SPRINGS, MI 49319-8546
Document Number	0000086526
Instrument Date	Sep 21, 2020
Instrument	86526
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 OAK ST CEDAR SPRINGS MI 493198546, CEDAR SPRINGS, MI 49319-8546

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 22, 2018
Property Address	89 OAK ST, CEDAR SPRINGS, MI 49319-8546
Document Number	0000048285
Map Reference	LB2 PG74
Instrument Date	Jun 6, 2018
Instrument	20180622-0048285
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 OAK ST, 89, CEDAR SPRINGS, MI 49319-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 TARAMACK CT, GRAND RAPIDS, MI 49525

Mortgage

Document Number	0000048286
Date	Jun 22, 2018
Instrument	20180622-0048286

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 25, 2017
Property Address	89 OAK ST, CEDAR SPRINGS, MI 49319-8546
Document Number	0000062634
Instrument Date	Jul 14, 2017
Instrument	62634
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1790 R W BERENDS DR SW #9 WYOMING MI 495194957, 9, WYOMING, MI 49519-4957

Mortgage

Document Number	62631
Date	Jul 25, 2017
Instrument	62631

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAIDS, MI 49501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Mortgage

Document Number	62635,
Date	Jul 25, 2017
Instrument	62635

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$145,900 (-0.88%)	$291,800 (-0.88%)
2025	$147,200	$294,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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