Worcester County and Lancaster Town property record for 89 Narrow Ln, Lancaster, MA 01523
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,870 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,900 (Apr 2016) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:037.0 B:0000 L:0122.0 |
| Primary APN | LANC M:037.0 B:0000 L:0122.0 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,870 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 89 NARROW LN |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2880 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Lot Number | 122.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 713100 |
89 Narrow Ln, a triplex, is owned by two individuals who bought it in April 2016.
Source: Worcester County and Lancaster Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 POWDERMILL RD, 136, ACTON, MA 01720-5932 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · ARM INDUSTRIAL&COM BK O |
| Feb 1, 2021 | Quit Claim Deed, Transfer · ARM INDUSTRIAL&COM BK O |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Prior Sale | Aug 14, 2015 · Amount on File |
| Deed Document Number | 201636510 |
| Deed Book / Page | 55181 / 79 |
| Transfer Doc | 55181-79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 89 NARROW LN, LANCASTER, MA 01523-2880 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 064371-312 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 64371/312 |
| Instrument | 15165 |
| Name | INDUSTRIAL&COM BK O |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 1, 2026 |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Feb 1, 2021 |
| Property Address | 89 NARROW LN, LANCASTER, MA 01523-2880 |
| Document Number | 64371-309 |
| Book / Page | 64371 / 309 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 15164 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 175 WOODLAND AVE, GARDNER, MA 01440-1675 |
| Document Number | 64371-312 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 64371/312 |
| Instrument | 15165 |
| Name | INDUSTRIAL&COM BK O |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 1, 2026 |
| Index | LIBOR |
The 2025 property tax bill for 89 Narrow Ln was $3,256.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,256.00 | $201,500 Land $100,000 Building $101,500 |
| 2023 | $2,730.00 | $158,800 Land $84,600 Building $74,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 89 Narrow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Narrow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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