89 N Spring St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 89 N Spring St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2020)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6532Z B:7`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6532Z B:7`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	4,214 sqft
1st Floor Area	1,014 sqft
Attic	Attic
Attic Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	89 N SPRING ST
City	CONCORD
State	NH
Zip	03301-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CN
Legal Block	7
Legal Lot Number	10
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	32300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Concord Civic District listed 1983 · 15 contributing resources · NRIS 83004203

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 N SPRING ST, CONCORD, NH 03301-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CMG FIN'L
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Nov 27, 2007 · Amount on Record
Deed Document Number	202027160
Deed Book / Page	3710 / 21
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 25, 2020
Property Address	89 N SPRING ST, CONCORD, NH 03301-4234
Document Number	0037100021
Book / Page	003710 / 000021
Instrument Date	Nov 23, 2020
Instrument	27160
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E INDIANA AVE BERTHOUD CO 805132643, BERTHOUD, CO 80513-2643

Mortgage

Document Number	37100023
Date	Nov 25, 2020
Book Page	003710/000023
Instrument	27161

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	89 N SPRING ST, CONCORD, NH 03301-4234
Document Number	0035821434
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 N SPRING ST CONCORD NH 033014207, CONCORD, NH 03301-4207

Mortgage

Document Number	0035821434
Date	Jan 5, 2018
Book Page	003582/001434
Instrument	275

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Funding / Finance Company
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,478.00 (+8.38%)	$256,900 (-) Land $78,300 Building $178,600
2023	$6,900.00 (+3.74%)	$256,900 (-) Land $78,300 Building $178,600	$420,280
2022	$6,651.00	$256,900 Land $78,300 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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